Halifax Clarity Credit Card

The Clarity card is our newest credit card and has one simple interest rate of 12.9% APR typical variable, however or wherever you use it.

What's really exciting about Clarity is that there are no usage fees:

• No fee to transfer a balance
• No cash withdrawal fee
• No fee to use it anywhere worldwide
• No annual fee.

That's it, it really is that simple!

If you’re a Halifax current account customer find out how you can get cashback!

The Halifax Clarity Credit Card offers the following extras:

• Cover against online fraud when purchasing on the Internet
• Card replacement if lost
• No interest will be charged on purchases if every statement balance is paid in full by the payment date
• Manage your card online
• Accepted wherever you see the MasterCard sign in over 24 million locations worldwide
• Additional cards available
• Around the clock service 
• Our typical rate is 12.9% APR (variable)

As we treat all our customers and their applications on an individual basis, the APR and interest rates we offer are determined by the details customers supply, along with an independent verication of credit and repayment history.

Your personal APR will be from 12.9% APR variable to 21.9% APR variable, depending on individual circumstances.

Two thirds of customers are offered our best rate of typical 12.9% APR (variable).

You can apply online - our Halifax Clarity Credit Card application form will open in a new window, and take about five minutes to complete. You'll need to have your credit card details to hand if you want to transfer balances online.

In most circumstances you'll get an instant decision.

Our typical rate is 12.9% APR (variable).

If you would rather apply over the telephone, call us on 0800 028 3258 between 8am - 10pm Mon - Fri & 8am - 7pm Sat - Sun