Everyday use credit cards

Credit cardsBalance transferPurchase offerRepresentative exampleApply

Clarity cardClarity Credit Card
One simple rate and no usage fees.

NA

 

NA

Representative 12.9% APR (variable)
Purchase rate 12.95% pa (variable)
With an example credit limit of £1,200

apply now for the Clarity card

Find out more

You must be a UK resident aged 18 or over to apply for a Halifax Credit Card available subject to status.

We don’t charge a cash advance fee for the Clarity Card but some independent cash machine providers may charge fees for their service.

help & guidance  

Help & guidance

Whether you're trying to choose your first credit card provider or want help as an existing customer you'll find everything you need here.

help & guidance

Servicing and questrions for your existing credit card  

Servicing and questions for your existing credit card

Want to know more about managing your card?

  1. Using your credit card
  2. Rates, charges and balance transfers
  3. Payment Protection Insurance

Halifax Credit Cards are issued by Bank of Scotland plc, Registered in Scotland No.SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised and Regulated by the Financial Services Authority except for lending where we are licensed by the Office of Fair Trading.

Whilst we won't charge you a cash advance fee, some independent cash machine providers may charge a fee for their service. We subscribe to The Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk

You are here:  Home > Credit Cards > Low rate & no fee credit card deals