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Halifax One Card


- 0% for 9 months on balances transferred now and purchases
- A competitive typical 13.9% APR (variable)
- A handling fee of 3% applies for each balance transfer
- Balance transfers must be made in the first 90 days
Take a few minutes to apply online (new window) for an instant decision (in most circumstances)
If you have any questions call us on 0800 028 3258 between 7am and 10pm 7 days a week
Protect your credit cards with our comprehensive cover plans
Other extras:
- No annual fee
- Up to 59 days interest free credit on all purchases if you pay off your balance in full each months
- Cover against online fraud when purchasing on the Internet
- Accepted wherever you see the MasterCard sign in over 24 million locations worldwide
- Card replacement if lost
- Additional Cards available
- Around the clock service
- Manage your card online
To benefit from the 0% rate you must stay within your credit limit and make your payments on time. Balances transferred from other Halifax or Bank of Scotland cards are not eligible for the 0% balance transfer offer.
View our Halifax One Card summary box (new window)
Next Steps
|
Take a few minutes to apply online (new window) for an instant decision (in most circumstances) |
If you would rather apply over the telephone, call us on
0800 169 1522 between 7am and 10pm 7 days a week
If you have any questions call us on 0800 028 3258 between 7am and 10 pm 7 days a week.
or we can call you (new window)
Protect your credit cards with our comprehensive cover plans
Personal Pricing
As we treat all our customers and their applications on an individual basis, the APR and interest rates we offer are determined by the details customers supply, along with an independent verification of credit and repayment history. For the first 9 months you will get 0% on balance transfers made in the first 90 days (a fee of 3% applies for each balance transfer).You will also get 0% for 9 months on purchases. Your personal APR for purchases will be either 13.9% APR (variable), 16.9% APR (variable), or 19.9% APR (variable). Your interest rates for balance transfers will be the same as for purchases. Two thirds of customers are offered our best rate of typical 13.9% APR (variable).
Halifax One Card is issued by Bank of Scotland plc, Registered in Scotland No.SC327000.
Registered Office: The Mound, Edinburgh EH1 1YZ.
Authorised and Regulated by the Financial Services Authority.
Credit facilities available subject to status to UK residents aged 18 or over. Balances may not be transferred from other Halifax or Bank of Scotland credit cards.


