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Halifax 12 Month Credit Card
The Halifax 12 Month Credit Card could be the only card you'll ever need with introductory offers on both purchases and balance transfers
- 0% for 12 months on balance transfers and purchases
- A typical rate of 15.9% APR (variable)
- A handling fee of 3% applies for each balance transfer
| Take a few minutes to apply online (new window) for an instant decision (in most circumstances). |
If you have any questions call us on 08457 28 38 48. Lines are open Mon-Fri 8am-8pm, Sat and Sun 8am-5pm. |
| Protect your credit cards with our comprehensive cover plans. |
Other Extras:
- No annual fee
- Up to 59 days interest free credit on all purchases if you pay off your balance in full each month
- Cover against online fraud when purchasing on the Internet
- Accepted wherever you see the MasterCard sign in over 24 million locations worldwide
- Card replacement if lost
- Additional Cards available
- Around the clock service
- Manage your card online
To benefit from the 0% rate you must stay within your credit limit and make your payments on time. Balances transferred from other Halifax or Bank of Scotland cards are not eligible for the 0% balance transfer offer.
View our Halifax 12 Month Credit Card summary box (new window).
Next Steps
|
Take a few minutes to apply online (new window) for an instant decision (in most circumstances). |
If you would rather apply over the telephone, call us on
0800 028 3258 between 7am and 10pm 7 days a week
If you have any questions call us on 08457 28 38 48. Lines are open Mon-Fri 8am-8pm, Sat and Sun 8am-5pm.
Protect your credit cards with our comprehensive cover plans.
Personal Pricing
As we treat all our customers and their applications on an individual basis, the APR and interest rates we offer are determined by the details customers supply, along with an independent verification of credit and repayment history. For the first 12 months you will get 0% on balance transfers (a fee of 3% applies for each balance transfer). You will also get 0% for 12 months on purchases. Your personal APR for purchases will be either 15.9% APR (variable), 18.9% APR (variable) or 21.9% APR (variable). Your interest rates for balance transfers will be the same as for purchases. Two thirds of customers are offered our best rate of typical 15.9% APR (variable).
Halifax 12 Month Card is issued by Bank of Scotland plc, Registered in Scotland No.SC327000.
Registered Office: The Mound, Edinburgh EH1 1YZ.
Authorised and Regulated by the Financial Services Authority.
Credit facilities available subject to status to UK residents aged 18 or over. Balances may not be transferred from other Halifax or Bank of Scotland credit cards.
*Calls from BT landlines to 0845 numbers will cost a maximum of 4p per minute. The price of calls from other telephone companies will vary.
