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smart Credit Card
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We have teamed up with smart and the Woodland Trust to offer a credit card which helps restore ancient woodland here in the UK. Ancient woodland is our richest wildlife habitat and is scarce. It covers less than 2% of the UK and much is in urgent need of restoration. The Woodland Trust is undertaking vital work to ensure our ancient woodland is around for future generations to enjoy.
Apply Now for your smart Credit Card and you'll enjoy the following benefits:
- Upon first use of your smart Credit Card, smart will donate £20 to the Woodland Trust which will be used to restore 100m2 of ancient woodland in the UK - an area equivalent to over 25 smart cars parked next to each other!
- 0% on balance transfers for the first 9 months (a 3% handling fee applies)
- 0% on purchases for the first 6 months
- Typical 16.9% APR (variable)
Reward yourself AND the environment with your smart Credit Card
- 20% off membership to the Woodland Trust
- Sign up for paperless statements
- All our cards are carbon-neutral. This means that during the production of the plastic, the end-to-end energy consumption is mapped and offset.
Other extras
- No annual fee
- Up to 59 days interest free credit on all purchases if you pay off your balance in full each month
- Cover against online fraud when purchasing on the Internet
- Accepted wherever you see the MasterCard sign in over 24 million locations worldwide
- Card replacement if lost
- No charge for additional cards
- Manage your account online
To benefit from the 0% rate you must stay within your credit limit and make your payments on time.
View our smart Credit Card summary box (new window) .
Next Steps
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Take a few minutes to apply online (new window) for an instant decision (in most circumstances) |
If you would rather speak to somebody, call us on
0800 389 6299 between 7am and 10pm, 7 days a week, quoting “smart”
Protect your credit cards with our comprehensive cover plans.
Personal Pricing
As we treat all our customers and their applications on an individual basis, the APR and interest rates we offer are determined by the details customers supply, along with an independent verification of credit and repayment history. For the first 9 months you will get 0% on balance transfers (a fee of 3% applies for each balance transfer). You will also get 0% for the first 6 months on purchases. Your personal APR for purchases will be either 16.9% APR (variable), 17.9% APR (variable) or 19.9% APR (variable). Your interest rate for balance transfers will be the same as for purchases. Two thirds of customers are offered our best rate of typical 16.9% APR (variable).
smart Credit Card is issued by Halifax, a division of Bank of Scotland plc, Registered in Scotland No.SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ.
Authorised and Regulated by the Financial Services Authority.
Credit facilities available subject to status to UK residents aged 18 or over.
Balances may not be transferred from other Halifax or Bank of Scotland credit cards.
