Credit Cards - Exclusive offers

You simply need one of the following:

• A current account with us into which you pay £1,000 or more each month
• An Ultimate Reward Current Account

The offers are available to new and existing current account customers applying for a credit card.

Credit available subject to status to UK residents aged 18 or over.

Wouldn’t it be great to have even more time without incurring interest on purchases? As a qualifying current account customer, that’s what you get with our purchase offer credit card.

• 0% for the first 12 months on purchases meaning you will have no interest to pay on your purchases for a whole year
• In addition, we'll give you 0% for the first 9 months on balances transferred in the first 90 days (with a 3% fee) - so if you have balances on other credit or store cards, why not transfer them - you could save money.

Typical 15.9% APR variable.

To benefit from the 0% rate you must stay within your credit limit and make your payments on time. The 0% offer excludes balance transfers from existing Bank of Scotland or Halifax cards.

Credit available subject to status to UK residents aged 18 or over.

The simple, no usage fee credit card.

The Clarity card is our newest credit card and has one simple interest rate of 12.9% APR typical variable, however or wherever you use it.

Plus, as a qualifying current account customer you could earn a cashback reward each month.

If you’re a qualifying current account customer and spend at least £300 on your Clarity Credit Card in each statement period, you’ll receive a £5 cashback reward the following month, as long as you stay within your credit limit and make your payments on time. If any purchases are refunded into your account they will not count towards the £300 spend requirement.

What’s also really exciting about Clarity is that there are no usage fees:

• No fee to transfer a balance
• No cash withdrawal fee
• No fee to use it anywhere worldwide
• No annual fee.

That’s it, it really is that simple!

A balance transfer credit card offer for qualifying current account customers that gives you even more time without incurring interest on balances transferred.

• 0% for the first 15 months on balances transferred in the first 90 days (with a 3% fee) meaning you have no interest to pay for a year and 3 months
• In addition, we'll give you 0% for the first 3 months on purchases

Typical 16.9% APR variable.

To benefit from the 0% rate you must stay within your credit limit and make your payments on time. The 0% offer excludes balance transfers from existing Bank of Scotland or Halifax cards.

Credit available subject to status to UK residents aged 18 or over.