First Time Buyer help

Are you getting ready to take your first step on the property ladder?
We're here to offer guidance along each step of your journey, to make it as simple as possible.

First Time Buyer help

Are you getting ready to take your first step on the property ladder?
We're here to offer guidance along each step of your journey, to make it as simple as possible.

The Halifax brand is changing to Lloyds

You can still apply for a Halifax mortgage online, or with one of our experts. Any applications you've already started will continue.

Managing your mortgage with us remains easy, and you'll keep getting free advice and support from the biggest team of mortgage and protection advisers in the market.

What it means for mortgages

Learn about the brand change.

Mortgage starter videos

Learn the important basics on mortgages with these short explainer videos.
 

Mortgage eligibility explained

Understanding mortgage eligibility

Find out what the contributing factors are when applying for a mortgage.

Improve your eligibility
Learn about mortgage types and schemes

Mortgage types and schemes

Understand the different mortgage types and schemes to support you getting on the property ladder, with a mortgage that's suitable for you.

Learn more on mortgage schemes
Agreement in principle explained

Agreement in Principle explained

Learn what an Agreement in Principle is, and why you need one when applying for a mortgage.

Start Agreement in Principle
 

What do mortgage calculators do?

This quick video will break down the purpose and benefits of a mortgage calculator.

Using our mortgage calculator will help you take the next steps in your mortgage journey.

Use our mortgage calculator

First Time Buyer Guide

Our First Time Buyer guide covers everything you'll need to know as you go through your journey.

First time buyer guide

First Time Buyer Guide

Our First Time Buyer guide covers everything you'll need to know as you go through your journey.

First time buyer guide

On your mortgage journey

All the help you need to complete your mortgage, and get set up in your new home.

Halifax Conveyancing Service

  • Choose from up to 200 conveyancers to carry out the legal work for you.
  • Compare costs, locations and service ratings to help you make the right decision.
Hire a conveyancer

Exchanging contracts

We’re here to help you understand what the exchange of contracts means for your house move.

Contract exchange explained

Moving house checklist

Moving house can be a stressful time. Take the hassle out of moving day with our handy checklist.

Moving house checklist

Protecting your home

Find out how to protect your home and loved ones, after you’ve moved in.

Protect your new home

Make your new home more energy-efficient

Find out more about Green Home government schemes, and find tips on how to make your home more sustainable.

Help me go green!

Book a mortgage appointment

If you need some help, you can speak to one of our Mortgage and Protection Advisers from the comfort of your own home.

Book a mortgage appointment

You could lose your home if you don’t keep up your mortgage repayments

First time buyer events

We host free, online educational events with our First Time Buyer experts, to help you understand everything you need to know about buying your first home.


Sign up for free

First time buyer events

We host free, online educational events with our First Time Buyer experts, to help you understand everything you need to know about buying your first home.


Sign up for free