Halifax Buildings Insurance
Halifax Home Options Insurance
Underwritten by a panel of leading insurers
Overview
With Halifax Home Options Buildings Insurance you get:
- The option to pay monthly with no interest
- The cheapest price returned by our panel of leading insurers
- UK based sales advisers.
Don’t forget, you’ll get a £50 cashback reward when you buy combined buildings and contents insurance (and hold the policy for 80 days). Conditions apply.
You can call our UK based sales advisers on 0800 085 6844 or get a quote online (opens in new window) now.
For existing policy administration or amendments please call:
- Policies starting with the prefix HDA - 0845 604 6532
- Any other policy prefix - 0845 600 6001.
If you want to make a claim please call:
- Policies starting with the prefix HDA - 0845 604 6619
- All other policies - 0845 600 0774.
What's covered
Halifax Options Insurance gives you a little extra help when you need it most.
Our buildings insurance gives you:
- Standard blanket cover of up to £400,000 so should the worst happen you can rebuild your home (you will need to specify your sum insured if the house you want to cover has more than 5 bedrooms)
- the option to choose cover of up to £1,000,000 sum insured if you need more than our standard blanket policy (prices may vary depending on the level of cover you choose)
- accidental damage cover to fixed glass as standard
- up to 20% of the total sum insured for alternative accommodation if your home was made uninhabitable due to an insured event - that's up to £80,000 with our blanket policy!
- a voluntary excess so you can tailor the policy to suit your budget. Our compulsory excess is £50, to reduce your quote add £50 or £100 as a voluntary excess on top..
Have a look at the buildings insurance policy booklet (opens in new window) to see more details of what is and isn’t covered.
So call our UK based advisers on 0800 085 6844 or get a quote online (opens in new window) now, where you could save even more.
For existing policy administration or amendments please call:
- Policies starting with the prefix HDA - 0845 604 6532
- Any other policy prefix - 0845 600 6001.
If you want to make a claim please call:
- Policies starting with the prefix HDA - 0845 604 6619
- All other policies - 0845 600 0774.
Additional cover
We also offer a range of additional cover (at extra cost) to compliment your buildings insurance, you may find that the cover offers greater protection for your home and it’s contents.
Additional cover includes:
Home Emergency Cover
Underwritten by Royal & Sun Alliance Insurance plc
Home emergencies usually come out of nowhere. You’ve hardly got time to think. But you‘ve got to act fast. Things like broken windows, blocked drains and leaking water can make your home unsafe and unpleasant to live in. So it’s good to have this extra cover in place to help stop an emergency turning into a disaster.
Apply today for peace of mind tomorrow:
- You won’t have to worry about the cost of emergency repairs. We’ll pay the call-out charges, labour, parts andmaterials – up to £300 per emergency
- Call our helpline anytime you need us. And we’ll arrange for a local qualified person to come round and stop the emergency – 24/7, 365 days a year.
Remember though, Home Emergency Cover is designed to help you sort out certain home emergencies, like the ones we’ve mentioned. But it can’t be used as a servicing or maintenance policy – such as for routine checks or fixing domestic appliance breakdowns. Terms, conditions and exclusions apply. Read more about Home Emergency Cover.
Special introductory offer: Add emergency cover for just £5.25 a month for your first year. £6.25 a month after that.
Accidental damage
Our buildings and contents policies provide cover for accidental damage to certain items as standard. You can also extend your policy for an additional cost to cover those unintentional and unexpected accidents such as DIY mishaps.
Read more about accidental damage cover.
Additional cover such as home emergency cover and accidental damage can be selected towards the end of the quote process. So go on, get a quote online now.
Already insured with us?
- Policies starting with the prefix HDA - 0845 604 6532
- Any other policy prefix - 0845 600 6001.



