Buildings Insurance

Halifax automatically gives you unlimited cover on your home.

With Halifax you can be sure you’ve got truly comprehensive cover. Your home, the garage, and outbuildings listed in the deeds, are all covered for the full cost of rebuilding. So is virtually everything else; walls, paths, drives, patios, terraces, fences, hedges, and gates – even tennis courts, swimming pools and ornamental ponds. Many people now have solar panels and wind turbines, so they’re covered too, as are your fixtures and fittings. Better still, it’s all covered at the best possible price.

And the list of benefits goes on:

• We don’t ask you to estimate the cost of rebuilding. We provide unlimited cover – that way you won’t be underinsured if you got the estimate wrong
• There’s no extra charge for paying by monthly Direct Debit
• Key Recovery Service at no extra cost
• Up to £20,000 for alternative accommodation and loss of rent during repairs
• Cover for fire, storm and flood damage
• Cover for subsidence or heave of the land your property stands on
• Access to a 24-hour emergency and legal helpline
• Up to 5 years’ (30%) No Claims Discount – with the option to protect the discount
• We can transfer claims-free years
• Up to 15% discount on buildings and contents insurance if you buy them together

Plus you can choose to add a whole range of additional covers to suit your needs.

Additional cover can be arranged including Contents Plus, Buildings and Contents Accidental Damage, Home Emergency, Legal Expenses, and Personal Belongings.

Certain limits and exclusions apply. For a full list of what is and isn’t covered, please see our policy book.