Personal Belongings

Not everything you value stays safely locked up at home when you go out. Valuable items like watches, cameras, and personal music players can all be lost or stolen. And, like expensive sports equipment, musical instruments, and satellite navigation systems, they are just a few of the things that can be covered by our value-for-money Personal Belongings Insurance.

We provide very generous cover:

• Cover for items while inside and outside the home
• Up to £1,500 cover for single items (any single item valued over £1,500 can be added to your policy as a Specified Item for an additional premium. You can choose to cover a Specified Item both in and away from the home. This is in addition to the overall Personal Belongings limit)
• Up to £300 for money
• Cover for items lost or stolen outside the UK for up to 60 days during any 12-month period

Additional cover can be arranged including Buildings and Contents Accidental Damage, Home Emergency, and Legal Expenses.

Certain limits and exclusions apply. For a full list of what is and isn’t covered, please see our policy booklet.