Compare Halifax Home Insurance

Home Options & Home Solutions Insurance

We offer two different home insurance products, depending on your needs

  1. Home Options Insurance is available online and over the phone
  2. Home Solutions Insurance is available through your local branch and over the phone

You can compare the cover offered below:

Buildings insurance

  Home Options Home Solutions
Accidental damage cover - buildings Optional*
(Limited cover available as standard)
Optional*
(Limited cover available as standard)
Alternative accommodation cover up to 20% of buildings sum insured up to £30,000
Buildings Sum Insured Up to £400,000 Unlimited
Water damage caused by burst pipes

Y

Y
Loss of keys N Y
Theft of keys N

Y

Emergency access cover – buildings N Y
Buildings standard excess £50
(£1000 excess for subsidence)
£100
(£1000 excess for subsidence)
Available to buy online Y Halifax branch or over the phone
Underwriter Quote from a panel of leading insurers Lloyds Bank General
 Insurance Limited
 

Find out more

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Contents insurance

  Home Options Home Solutions
Accidental damage cover - contents Optional*
(Limited cover available as standard)
Optional*
(Limited cover available as standard)
Alternative accommodation cover up to 20% of contents sum insured up to £20,000
Contents Sum Insured

Up to £50, 000
(inner limits apply)

Unlimited
(inner limits apply)
High Risk Items/Valuables Limit 33% of sum insured
(single item limits apply)
Up to £10, 000
(single item limits apply)
Theft from outbuildings cover up to £2,000

up to £5,000

Personal possessions outside the home

Optional Personal Belongings Cover*

Optional Extended Contents Cover*
Freezer contents replacement 

Optional*
(up to £250)

Up to £500
Increase of sum insured for weddings and religious festivals Increase of contents sum insured by 10%, up to £3,000 Increase of valuables sum insured by £3,000
Contents – standard excess £50 £100
Available to buy online  Y Halifax branch or over the phone
Underwriter Quote from a panel of leading insurers Lloyds Bank General
Insurance Limited
 

Find out more

Find out more

*Additional premiums apply to optional extras.

Limits and exclusions apply to all benefits listed above

Halifax Home Options Insurance

£50 cashback offer on new combined buildings and contents policies. Conditions apply.

 

Halifax Home Solutions Insurance

As a new customer we can offer you our Price Promise if you take out a Halifax Home Solutions combined buildings and contents policy.
Plus get a 25% Welcome Discount off your first year’s premium (subject to minimum premiums). Conditions apply.

Find out more about Halifax Home Solutions Insurance
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