HOME INSURANCE

Great value home insurance, the easy way.

We’ve made it simple to find the home insurance cover that suits you down to the ground. Whether you choose to tailor your policy to fit your specific needs and budget or select our highest level of cover for additional peace of mind, you can relax knowing that should the worst happen we’ll be there for you, every step of the way.

Halifax Home Insurance and Halifax Home Insurance Ultimate are underwritten by Lloyds Bank General Insurance Limited.

  • £50 cashback when you buy a new combined buildings and contents policy, hold it for 70 days and pay your first premium. Conditions apply.
  • 10% discount if you’re a Halifax Online Banking customer. Simply sign in, get a quote and buy through Online Banking. Your discount is applied to our standard online price and excludes Home Emergency and Legal Expenses cover. Minimum premiums apply if you make a change to your premium during the year.

The two offers can be taken together.

Get a quote online Sign into Online Banking Retrieve a quote

Or call for a quote on 0800 085 6844. Lines open Mon to Fri 8am - 8pm and Sat 8am - 4pm. (Times may vary on public holidays).


Choose between two levels of high quality, affordable cover.


Home Insurance.

Personalise your policy by selecting your ideal cover limits and excesses, and additional cover options, such as:

  • Accidental Damage Cover
  • Outbuildings Cover
  • Contents In Outbuildings And In The Open Cover
  • Personal Belongings Away From The Home Cover
  • Pedal Cycle Cover
  • Students' Contents Away From Home Cover
  • Legal Expenses Cover
  • Home Emergency Cover.

Limits, terms and exclusions apply, see our policy booklet for full details.


Home Insurance Ultimate.

Higher limits and more cover as standard, including:

  • Unlimited Buildings Insurance
  • Unlimited Contents Insurance
  • Unlimited Accidental Damage Cover
  • Unlimited Outbuildings Cover
  • Unlimited Replacement Locks and Keys Cover, with no excess to pay
  • Contents in outbuildings covered up to £10,000, and in the open up to £2,000
  • Generous alternative accommodation cover limits.

Limits, terms and exclusions apply, see our policy booklet for full details.


Home Solutions.

We also offer a Defaqto 5 star rated policy which you can purchase in branch.


Insurance explained.

We've got some fun articles and useful jargon busters to help explain a bit more about insurance and why it's so important.

Buying home insurance can be confusing. And it’s particularly important to get all the details right first time so there are no problems later on. That’s why we’ve created an easy checklist, so you’ll have all the details you need when you apply.

  1. Know what you’re already covered for. Check whether you have any home insurance or other cover as part of another financial product. Like a current account with insurance as an extra. But check the cover also meets your needs.
  2. Gather together a bit of info about your home. You’ll need to have the following details to hand when applying for any home insurance:
    • The age of the property
    • Whether it’s listed
    • The type of property - bungalow, town house, maisonette, semi-detached, etc.
    • Whether you’re renting or own the property
    • Is the property used for business?
    • Who is living there - is it just you and your family, or anyone else?
  3. Your home security. Does your home have an alarm or other intruder protection?
  4. We’ll also need to know more about you, like your name and date of birth, occupation and contact details.
  5. Your home insurance history. Have you had buildings or contents insurance in the past? How long for? Have you ever made a claim? And if so, when and what for?
  6. If you’re taking out contents insurance. What are the most expensive items you’re insuring? What’s the total value? We’ll use this to work out how much cover you need.

We’ve made it as straightforward as we possibly can for you to switch your home insurance over to us plus we’ll reward you with £50 cashback if you’re buying a combined buildings and contents policy. Conditions apply.

Here are a few handy tips:

  • Contact your current insurer to cancel, be clear about the date you wish to cancel from. Ask for confirmation to be sent in the post, along with a record of any fees you may have been charged.
  • If your current insurer needs written confirmation of the cancellation you can use this insurance cancellation letter template (PDF).
  • If you pay your current insurer by direct debit, contact your bank or building society to cancel the direct debit.
  • If you need any more help switching to the Halifax call us on 0345 604 6532.

Get a quote.

We've made it easy for you to buy great value home insurance. Compare our two levels of cover side by side when you get a quote.

Get a quote online Sign into Online Banking Retrieve a quote

Or call for a quote on 0800 085 6844. Lines open Mon to Fri 8am - 8pm and Sat 8am - 4pm. (Times may vary on public holidays).


Calls will be recorded and may be monitored for training and/or quality purposes.