HOME INSURANCE

Get the right policy for your needs

Paying for something on your home insurance that you don’t need? Or not got as much cover as you’d like? Don’t worry, we offer two home insurance products so you can choose which is the right one to protect your home.

Halifax Home Options and Halifax Home Solutions Insurance are underwritten by Lloyds Bank General Insurance Limited.


Home Options

A home insurance policy which can be purchased online or over the phone.

  • £50 cashback if you take out a new combined buildings and contents policy. Conditions apply.
  • 10% discount if you’re a Halifax Online Banking customer – sign in, get a quote and buy through Online Banking. Discount is applied to our standard online price and excludes Home Emergency and Legal Expenses cover. Minimum premiums apply if you make a change to your premium during the year.

These two offers can be taken together.

More about Home Options
Compare policies

Get a quoteSign into Online BankingRetrieve a quote

Or call for a quote on 0800 085 6844. (Monday to Friday 8am – 8pm and Saturday 8am – 4pm. Times may vary on public holidays).



Home Solutions

A comprehensive policy which can be purchased in branch or over the phone.

  • 25% discount if you take out a new combined buildings and contents policy (subject to minimum premiums). Conditions apply.

More about Home Solutions
Compare policies

To get a quote, either pop into branch or call 0800 022 4807. (Monday to Friday 9am – 7pm and Saturday 9am – 4pm. Times may vary on public holidays).


Buying home insurance can be confusing. And it’s particularly important to get all the details right first time so there are no problems later on. That’s why we’ve created an easy checklist, so you’ll have all the details you need when you apply.

1. Know what you’re already covered for. Check whether you have any home insurance or other cover as part of another financial product. Like a current account with insurance as an extra. But check the cover also meets your needs.

2. Gather together a bit of info about your home. You’ll need to have the following details to hand when applying for any home insurance:

  • The age of the property
  • Whether it’s listed
  • The type of property – bungalow, town house, maisonette or semi-detached?
  • How long you’ve lived there
  • Whether you’re renting or own the property
  • Is the property used for business?
  • Who is living there – is it just you and your family, or anyone else?

3. Your home security. Does your home have an alarm or other intruder protection? Do you know what types of locks you have on your windows and doors?

4. We’ll also need to know more about you, like your name and date of birth, occupation and contact details.

5. Your home insurance history. Have you had buildings or contents insurance in the past? How long for? Have you ever made a claim? And if so, when and how much for?

6. If you’re taking out contents insurance. What are the most expensive items you’re insuring? What’s the total value? We’ll use this to work out how much cover you need.


Want to compare home insurance policies?

Take a look at the comparison table to compare the benefits of Home Options and Home Solutions insurance policies.

Compare home insurance policies


Already a customer?

Need to get in touch, make a claim, renew or change your details?

We’ve got all you need here.

Existing customers


Need some extra help?

We’ve put stacks of useful information together in our help section, just take a look around to find what you need.

Help & Guidance