Home Insurance

Rewarding home insurance, built with you in mind.

You know how important protecting your home is - so why not choose our brand new Home Options Insurance, underwritten by our panel of leading insurers?

You'll get great quality cover, at great prices...backed up by the prompt help and support you want.

Buy combined buildings and contents from Halifax and you'll get:

• £50 cashback reward, when you’ve held your policy for 60 days terms and conditions apply
• No interest for paying monthly
• A great deal from our panel of leading insurers
• UK based sales advisers.

Please remember, that this offer isn't available in any branch.

Go on, it only takes a few minutes to get a quote online (opens in new window) or call 0800 085 6844 and one of our UK based advisers will be happy to help.

Our buildings insurance offers:

• up to £400,000 of cover as standard with our blanket policy, so you don’t have to estimate your rebuilding cost. You can, of course choose up to £1,000,000 sum insured if you don’t think it’s enough, but it will affect the price you pay
• costs for architects’ and surveyors’ fees following damage to the buildings by an insured event up to the sum insured
• costs for alternative accommodation and/or loss of rent up to 20% of your buildings sum insured, if your home is made uninhabitable, that’s up to £80,000 with our blanket cover!
• accidental breakage cover for ceramic hobs (in fixed appliances), sanitary ware and fixed glass in your home.

Have a look at the buildings insurance policy booklet (opens in new window) to see more details of what is and isn’t covered.

Our home contents insurance offers:

• up to £50,000 of cover as standard for your possessions with our blanket cover so you don’t have to estimate your sum insured. You can choose up to £100,000 if you think you need more but it will affect the price you pay
• new for old replacement when we can’t repair the item
• 33% of your sum insured limit to cover all your high risk items, like jewellery and TV's, the things thieves target first
• option to choose cover for single high risk items of up to £7,500 as standard
• accidental damage cover for your TV, home cinema and PC equipment as standard
• accidental breakage of glass that’s built into your furniture or mirrors around your home
• have a look at the contents insurance policy booklet (opens in new window) to see more details of what is and isn’t covered.

So call our UK based advisers on 0800 085 6844 or get a quote online (opens in new window) now, where you could save even more. 

For existing policy administration or amendments please call:

• Policies starting with the prefix HDA - 0845 604 6532
• Any other policy prefix - 0845 600 6001. 

If you want to make a claim please call:

• Policies starting with the prefix HDA - 0845 604 6619
• All other policies - 0845 600 0774. 

We also offer a range of additional cover (at extra cost) to compliment your home insurance, which gives greater protection for your home and it’s contents. Please note that the online saving does not apply to Home Emergency Cover or legal expenses cover.

Additional cover available includes:

Home Emergency Cover

Underwritten by Royal & Sun Alliance Insurance plc

Home emergencies usually come out of nowhere. You’ve hardly got time to think. But you‘ve got to act fast. Things like broken windows, blocked drains and leaking water can make your home unsafe and unpleasant to live in. So it’s good to have this extra cover in place to help stop an emergency turning into a disaster.

Apply today for peace of mind tomorrow:

• You won’t have to worry about the cost of emergency repairs. We’ll pay the call-out charges, labour, parts and materials – up to £300 per emergency
• Call our helpline anytime you need us. And we’ll arrange for a local qualified person to come round and stop the emergency – 24/7, 365 days a year.

Remember though, Home Emergency Cover is designed to help you sort out certain home emergencies, like the ones we’ve mentioned. But it can’t be used as a servicing or maintenance policy – such as for routine checks or fixing domestic appliance breakdowns. Terms, conditions and exclusions apply. Read more about Home Emergency Cover.

Special introductory offer: Add emergency cover for just £5.25 a month for your first year. £6.25 a month after that.

Legal Expenses Cover

Underwritten by DAS Legal Expenses Insurance Company Ltd

Legal Expenses cover provides up to £50,000 for a lawyer to protect yours and your family's legal rights. This covers things like personal injury claims, employment disputes, contractual disputes (e.g. with tradesmen or holiday companies), boundary disputes and much more.

You don't pay an excess and claiming doesn't affect your home insurance policy or premium. It's almost like having a lawyer in your back pocket (some exclusions apply). Please read our policy booklet (opens in new window) for full terms and conditions.

Legal expenses is available at a set fee of £15.24 for the year, just add it in when you get a quote (opens in new window).

Accidental damage cover

Our buildings and contents policies provide cover for accidental damage to certain items as standard. You can also extend your policy to cover all those unintentional and unexpected accidents such as spillages to carpets and furniture, as well as DIY mishaps.

Read more about accidental damage cover.