Travel insurance

Administered by FirstAssist Insurance Services Limited and underwritten by Great Lakes Reinsurance (UK) PLC

10% discount when you buy online.

Overview

Whether you are taking the trip of a lifetime, getting away from it all for a long weekend, or a regular holidaymaker, we have a policy to suit – all with 10% discount if you buy online.

Single trip travel insurance

Don't let any mishaps ruin a good trip. Single trip travel insurance can cover you for all sorts of things, including cancellations, medical emergencies, travel disruption and lost baggage, for a trip lasting up to 185 days.
Get a quote

 

Annual multi trip travel insurance

Annual travel insurance covers you for any number of trips and you’ll be covered for up to 60 days each time you travel.  Annual cover includes travel disruption cover as standard so you’ll be covered in the event of missed departure, insolvency of provider, air space closure and catastrophe plus more.
Get a quote

 

Worldwide travel insurance

Travel the globe without the worry. If you’re planning a long trip, world explorer insurance covers any trip up to 365 days long.
Get a quote

 

Whichever Halifax Travel Insurance option you choose, you’ll have peace of mind that you’ll be properly looked after too. Halifax Travel Insurance advisors are used to helping holidaymakers with all kinds of mishaps.

Get a quote now and save up to 10% when you buy online.

Upper age limits apply: 75 for annual trip, 64 for winter sports, 65 for trips to the USA, Canada, Mexico, the Caribbean, China, Hong Kong and Singapore and 40 on world explorer.

If you have passed the upper age limit for the policy you require, we may still be able to help you with alternative cover through another supplier. Please call 0800 032 1751 to discuss your requirements.

For full details of what is and isn’t covered, please read our policy summary documents.

Get a quote

 It only takes a few minutes to get an online quote now.

Or call 0800 032 1751 quoting reference INTC, Monday to Friday 8am-8pm, Saturday 8am-7pm and Sunday 9am-5pm.

What's covered

All Halifax holiday insurance policies can cover cancellations, medical bills, lost baggage, legal fees and more. We also include travel disruption cover which covers missed departure, insolvency of provider, air space closure and catastrophe e.g. volcanic eruption, plus more. Buy online and we’ll give you 10% off.

 Travel insurance cover  For up to...  Excess
 (per insured person)
 
 Cancellation  £5,000  £50
 Cutting short your trip  £5,000  £50
 Medical emergency  £10,000,000  £50
 Hospital benefit  £1,000 (£50 per day)  Nil
 Personal accident  £25,000  Nil
 Personal baggage  £1,500*  £50
 Travel delay  up to £250**  Nil
 Missed departure  £1,000  Nil
 Loss of passport/driving licence  £600  £50
 Legal advice and expenses  £25,000  £250
 Mugging benefit  £1,000 (£50 per day)  Nil

*Please note, this cover element is optional. Your household contents policy may already cover you for personal baggage and personal money whilst travelling. Please ensure you read both your home insurance policy and the travel insurance policy under this section, before making a decision. You’ll be given the option to remove this cover option during the quote process.

** The policy will pay up to £30 after the first full 12 hours delay, and £20 for each full 12 hours delay thereafter (up to a maximum of £250), if after 12 hours of your outward journey you choose to abandon your trip we will pay your cancellation costs up to £5,000 under the cancellation section of this policy less the excess (unless you have paid the appropriate additional premium for excess waiver).

Upper age limits apply: 75 for annual trip, 64 for winter sports, 65 for trips to the USA, Canada, Mexico, the Caribbean, China, Hong Kong and Singapore and 40 on world explorer.

If you have passed the upper age limit for the policy you require, we may still be able to help you with alternative cover through another supplier. Please call 0800 032 1751 to discuss your requirements.

For full details of what is and isn’t covered, please read our policy summary document.


Get a quote

It only takes a few minutes to get an online quote now.

Or call 0800 032 1751 quoting reference INTC, Monday to Friday 8am-8pm, Saturday 8am-7pm and Sunday 9am-5pm.

Additional cover

Take out single trip or annual holiday insurance and you can opt to extend your cover for golfing breaks or skiing and snowboarding holidays. Additional premiums apply.

Golf cover

If you're hoping for a gentle round or taking on more on your trip, adding golf cover is a sensible precaution. You'll be covered for:

  • Loss, damage or theft of equipment and clothing, up to £1000. (Subject to a maximum of £300 for any single item, and making a reasonable allowance for wear, tear, and depreciation).
  • Hire costs. You can claim up to £50 per day for up to 8 days against hiring alternative equipment if your clubs are lost or stolen. This also applies if your clubs are delayed for more than 12 hours on your outward journey.
  • Adverse weather. Reclaim pre-booked green fees up to £40 per day if courses are unplayable due to poor weather up to a maximum of £200.

Winter sports cover

Valid for up to 24 days, winter sports cover will ensure that your ski or snowboard equipment is covered. It also extends to hired kit.

 Cover  Limit of cover  Excess
 Ski equipment £500  £50
 Hired ski equipment £100  £50
 Ski hire £300 (£20 per day)  Nil
 Ski pack £400 (£200 per week)  Nil
 Piste closure £300 (£30 per day)  Nil

Simply add golf cover or winter sports cover when you get an online quote.

Upper age limits apply: 75 for annual trip, 64 for winter sports, 65 for trips to the USA, Canada, Mexico, the Caribbean, China, Hong Kong and Singapore and 40 on world explorer.

If you have passed the upper age limit for the policy you require, we may still be able to help you with alternative cover through another supplier. Please call 0800 032 1751 to discuss your requirements.

For full details of what is and isn’t covered, please read our policy summary document.


Get a quote

It only takes a few minutes to get an online quote now.

Or call 0800 032 1751 quoting reference INTC, Monday to Friday 8am-8pm, Saturday 8am-7pm and Sunday 9am-5pm.

FAQs

Making a claim

Pre-existing/known medical conditions

Children travelling with you

Travelling under a family insurance policy

Travel insurance documents

What we cover;

     Business trips

     Missed flights

     Cancelled flights

     Tour operators going bust

     Terrorist activity

     High risk/dangerous sports activities

     World explorer insurance and high-risk activities

     Skiing/snowboarding

     Sports covered on the policy

     Coverage for my children on school trips

 

Making a claim

To make a claim please call 0845 604 9839 (Mon to Fri 9am - 5pm) or write to Halifax Travel Claims Department, PO Box 1037, Oakleigh House, Cardiff CF11 1HU.

^Top

Policy excesses

Your policy is subject to the following excesses:

  • Cancellation/cutting short your trip (£50)
  • Medical emergency and repatriation (£50)
  • Personal accident (nil)
  • Personal belongings (£50)
  • Personal money (£50)
  • Personal liability (nil)
  • Legal expenses (£250)

^Top

Pre-existing/known medical conditions

You must notify us when taking out the policy of any medical condition that you or any other travellers are aware of by phoning the Travel Insurance Department. You must also tell us if a medical condition arises after taking out the policy. A member of staff will discuss the condition and advise you whether you are covered. You or the named traveller will not be covered if either of you were aware of the condition at the time of applying for cover and did not advise us. It is a condition of your policy that we are notified of any chronic or recurring illness or medical condition. Failure to do so may prejudice any claim submitted to us.

^Top

Children travelling with you

We require the ages of your children at the time of purchasing the insurance policy.

^Top

Travelling under a family insurance policy

The lead traveller and partner are able to travel independently under a family insurance policy, but children named on the policy must be travelling with at least one named adult.

^Top

Travel insurance documents

You can travel without your travel insurance documents, although we always advise to take the policy booklet and schedule with you as this explains what you need to do in an emergency and also provides useful contact numbers. If you do not take the policy documents, you should take the emergency contact numbers.

^Top

What we cover:

Business trips

Business trips can be covered but business goods and samples are not. The policy can’t be extended to cover people to carry out manual work either.

^Top

Missed flights

We cover missed flights if the scheduled public transport service fails to get you to the airport on time due to strike, industrial action, adverse weather conditions or mechanical breakdown. We would also provide cover if the private car you are travelling in breaks down or is directly involved in an accident.

^Top

Cancelled flights

We don’t cover cancelled flights. It is the airline’s responsibility to provide alternative travel arrangements and compensation.

^Top

Tour operators going bust

If this happens you won’t be covered by this insurance policy. You should pursue a claim through ATOL or ABTA.

^Top

Terrorist activity

You are not covered under this policy if you cancel your trip for this reason. However, if the  Foreign and Commonwealth Office (FCO)  declare your destination is unsafe to visit and advise against travel you would be covered. Claims following an act of terrorism under the Medical Emergency and Repatriation Expenses and Personal Accident sections of the policy are covered.

^Top

High risk/dangerous sports activities

These are activities in which there may be an increased risk of accident or injury. For a full list of the activities that we don't cover please see the policy booklet. You will normally need specialist insurance.

^Top

World Explorer Insurance and high-risk activities

As long as the activity is incidental to your trip, we may cover you under a World Explorer policy. For a full list of activities that are not covered please see the policy booklet or call us on 0845 070 1956.

^Top

Skiing/snowboarding

Your Annual Insurance will cover you for skiing and snowboarding if you have selected the Winter Sports addition to the policy and this is shown on your schedule. Please note, you are not covered under the medical emergency section of the policy if you are participating in a winter sports activity and you have not specified this on your schedule.

^Top

Sports covered on the policy

You can find a list of activities which you are not covered for within your policy literature. The list is subject to change and you should consult it regularly to ensure full cover is in force. If you are in any doubt as to whether your activity is covered please contact us.

^Top

Coverage for my children on school trips

Your children are not covered in these circumstances. We can arrange single trip policies for them but they would be in the name of the adult and would be charged an adult premium.

^Top

Calls will be recorded and may be monitored for training and/or quality purposes.

Get an online quote for Halifax Travel Insurance and you'll get 10% discount.

Get an online quote for Halifax Travel Insurance (opens in a new window)

Already insured with us?

Information for Halifax Travel Insurance policy holders, including policy documents, how to make a claim or amend your policy.

Find out more

Why travel far for your Travel Money? Get all the currency and travellers cheques you need from us.

read more about our Travel Money service
You are here:  Home > Insurance > Travel insurance