Over 50 Guaranteed Life Plan

If you are between 50 and 75 years of age, the Over 50 Guaranteed Life Plan offers a guaranteed lump sum to give your loved ones a helping hand when you're no longer there for them.

There is no medical examination or health questionnaire required, you do not have to make any statement about your health and we will not contact your GP.

From as little as £10 per month, the plan provides a convenient way to ensure there is money available to help cover any bills, expenses or simply as a legacy for your grandchildren following your death.

Take a look at our simple rate chart (PDF New Window)

• Provides a guaranteed cash sum for the ones you love, following your death (PDF New Window)
• Monthly premiums starting from £10
• Premiums will never increase, regardless of changes in your health, age or occupation
• Guaranteed acceptance with no medical questions asked
• Guaranteed lifelong cover unless you choose to cancel
• You won't have to make any more payments after the age of 90, though cover will continue for the rest of your life.

The cash lump sum is guaranteed as long as you continue paying premiums until you reach age 90, or until you die, which ever occurs first. Depending on how long your cover remains in force, your total premiums paid may eventually be greater than the amount payable on death. Take a look at the premium options available. The sum insured depends on your monthly payment, age and gender, use the chart to see what you could receive.

Payment of the sum insured is made following your death. If you die within the first 2 years of the plan, we will pay back all the premiums paid unless your death is accidental in which case you may receive the full cash sum. The plan has no cash in value and inflation could reduce the final value received. Please see the Key Features and Plan Conditions for full details.

Before you apply you should read the following pages:

Key Features of the Over 50 Guaranteed Life Plan (PDF New Window)

Plan Conditions of the Over 50 Guaranteed Life Plan (PDF New Window)

Information about our services and costs (PDF New Window)

Useful Link

Common Over 50 Guaranteed Life Plan Enquiries

If you have read the Key Features document you are now ready to complete your Over 50 Guaranteed Life Plan application.

Applying online is very simple and totally secure.

What's more, you can use your existing Halifax online bank account.

You will need the following details:

• Your bank account details

If you would rather apply by telephone, call us on 0845 602 4782 (Lines are open 8am - 8pm Mon - Fri, & 9am - 1pm Sat). If you feel you need advice as to whether this plan meets your needs, you could contact an Independent Financial Adviser who may charge for this advice.