Pensions

It's all about making the most of your future.

Stakeholder Pensions



If you know you should be investing but you haven't had the confidence to start, then a stakeholder pension plan may be right for you. They conform to Government guidelines and are easy to understand.

With a Stakeholder Pension the taxman currently tops up your contributions, although tax rules may change in the future. For every £80 you invest the Government adds £20 (up to certain limits). If you are a higher rate taxpayer you can claim back even more through your tax return.

STAKEHOLDER PENSION PLAN, provided by Halifax Life Limited
Our Stakeholder Pension Plan allows you to build up a sum of money in a tax-efficient way for you to use later in life.
Read more about the Stakeholder Pension Plan

STAKEHOLDER PENSION  PLAN UNDER 18's, provided by Halifax Life Limited
It's never too early to start saving for your child's future. Open a Stakeholder Pension Plan for your child and for every 80p you put in the Government will bump it up to £1!
Read more about the Stakeholder Pension Plan under 18's

Use our pensions calculator to help plan retirement.

Bank of Scotland Annuity Service

If you are within six months of retiring, now is the time to find out more about what there is to do next with pensions with our annuity service.

Over 50's Guaranteed Life Plan

Peace of mind for you and security for those you love.

Find out more

Retiring shortly?

Bank of Scotland Annuity Service could get you on average 22% more retirement income by searching the whole of the UK annuity market.

Find out more