Personal Investment Plan

Our Personal Investment Plan aims to help your money grow in the long-term. It is a highly flexible way of investing in the stock market and offers a wide range of funds created to match your investment objectives.

You can start a Personal Investment Plan with a £3,000 lump sum. We would recommend you invest for at least 5 years although you can keep your plan for as long as you want. You can take some or all of your money out at anytime however there may be an early withdrawal charge in the first 5 years.

• This plan offers you a range of funds to match your needs
• Open with at least £3,000
• Add lump sums of £250 or more to your plan at any time
• Loyalty bonus added to your plan at 5, 10 and 15 years
• No initial fee – so every pound you put in starts working for you immediately.
• An annual charge for managing your investments
• Keep your plan as long as you want
• Can be held in joint names
• Access to your money when needed but please approach investment planning with care and look to invest for at least 5 years. Remember, whilst you enjoy the potential of good returns you may get back less than originally invested.
• In the event of your death, your original investment amount or the value of your plan if greater is returned to your estate less any withdrawals 

Select funds for this Investment?
See them in more detail with our Fund Selector

Explore your attitude to risk
Decide whether you’re cautious, adventurous, or something inbetween with our Risk Profiler

Useful Links
Common Personal Investment Plan Enquiries
Top up your Personal Investment Plan

When you meet with one of our advisers, they will give you a copy of the following documents. You may wish to read them in advance for information.

Key Features of the Personal Investment Plan (PDF New Window)

Information about our services and costs (PDF New Window)

Personal Investment Plan Illustration  (PDF New Window)

For details of PDF software please read our Accessibility page

To apply for a Personal Investment Plan book an appointment with a Personal Financial Adviser who can advise on our own products. 

You can book an appointment online or call 0845 600 0845 (Lines are open 8am - 6pm Mon - Fri and 8am - 3pm on Sat).