Our best 2012/2013 ISAs
ISAs (Individual Saving Accounts) are a great way to help you pay less tax on your savings and investments. We offer two types of ISA - cash ISAs and stocks & shares ISAs.
Use a cash ISA to make the most of your tax free ISA savings allowance.
Find the best ISA for you.
Stocks & Shares ISAs
Looking for the best ISA to suit your needs? Interested in investing for the medium to long-term (5 - 10 years)?
Our stocks and shares ISAs let you invest for potential growth.
What makes ISAs so popular, compared to a standard savings account? Cash ISAs let you save without having to pay any income tax on the interest. And with a stocks & shares ISA you don't pay any personal tax on any income received or increase in the value of your investment.
Remember, with a stocks & shares ISA, whilst there is the potential for good returns, you may get back less than you originally invested.
ISA Rules
The earlier and the more you add to your ISA the better. But the crucial thing to remember is that every tax year – which runs from 6th April one year to 5th April the next year - you're only allowed to invest a certain amount in an ISA. This is known as your annual ISA allowance.
