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ISAs
Whatever you’re saving for, a Halifax ISA could help you get there.
Short-term goals
Cash ISAs are a smart choice for short-term goals. They offer reliable interest rates, making them great for building an emergency fund, saving for a holiday, or buying a car. Plus, helping your money stay safe and easily accessible.
Medium to long-term goals
Stocks and Shares ISAs can grow more over time, ideal for medium to long-term goals. Such as saving for a house deposit, funding children’s education or growing wealth for long-term financial security.
Should I save or invest?
Learn how savings and investments could work together, helping you reach your financial goals.
Short-term goals
ISA Saver Variable
Ideal if you need to access your savings regularly. With the ISA Saver Variable, you can save flexibly.
- Earn up to 1.35% AER/tax-free variable interest. The rate depends on your balance.
- Get started from as little as £1.
- No charges for withdrawals.
ISA Reward Bonus Saver
Our cash ISA for Reward or Ultimate Reward Current Account holders. Earn more interest if you make fewer withdrawals.
- Only available to Reward Current Account or Ultimate Reward Current Account holders.
- Earn 3.50% AER/3.45% tax-free variable interest if you make 3 or fewer withdrawals in the 12 months after opening.
- Open with as little as £1.
Fixed savings
Clear short-term goals require straight-forward accounts.
ISA Saver Fixed 1-year
For some certainty, lock your money away for a year and watch your savings grow.
- Earn 4.00% AER/tax-free fixed interest for one year.
- Open with £500 or more.
- A fixed interest rate for extra certainty.
- A fee to withdraw early applies.
ISA Saver Fixed 2-year
For that goal that’s a little further away, lock your money away for 2 years and watch your savings grow.
- Earn 3.85% AER/tax-free fixed interest for two years.
- Open with £500 or more.
- A fixed interest rate for extra certainty.
- A fee to withdraw early applies.
Medium to long-term goals
Stocks and Shares ISA
Ideal if you’re wanting to pick your own stocks and shares, funds and more.
- Create and control your own portfolio.
- Free regular investing through our scheduled investment service.
- ETF Quicklist and other investment tools to help you get started.
Ready-Made Investments ISA
Exclusive to existing Halifax online banking customers, ideal if you prefer investments selected on your behalf.
- Ready-Made Investments are looked after by experts, so you don’t have to do a thing.
- Pick a level of risk that suits you.
- Get started from just £50 a month, or a £500 lump sum.
18 to 25 Stocks and Shares ISA
Free investing accounts for 18 to 25-year-olds.
- Free account up to age 26.
- Free regular investing through our scheduled investment service.
- ETF Quicklist and other investment tools to help you get started.
Personal financial advice
For customers with £100,000 in sole income or spread across joint savings, investments or personal pensions.
- Free initial consultation. Schroders Personal Wealth specialist advisers provide you with a free personalised financial plan.
- Ongoing financial advice. Receive regular guidance from an experienced financial adviser.
- Financial security. Advisers help clients build emergency funds, plan for retirement, and protect against unexpected events, enhancing overall financial security.
Fees apply if you take out a product or service.
Please remember that the value of investments and the income from them can fall as well as rise, and you may get back less than you invest. If you’re not sure about investing, seek financial advice. There will normally be a charge for that advice. Tax treatment depends on individual circumstances and may be subject to change in the future.
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