ISA Saver Variable.

Simple tax free account with access online, by phone or in branch

At a glance:

Interest rate

Features & benefits

Bear in mind

Access

insertAsset0.80% tax free/AER variable (including 12 month fixed bonus of insertAsset0.30%).

  • Opening balance of £1 with all interest paid tax free
  • No restriction on withdrawal
  • ISA transfers into our cash ISAs benefit from our ISA Promise. As part of this, we'll pay you interest while your funds are being transferred (provided they're free to move)
  • Qualifying account for the Halifax Savers Prize Draw
  • Manage and top up your ISA online, in branch or over the phone
  • Save up to £15,240, less any amount invested in a stocks & shares ISA in the same tax year
  • Any money you take out reduces the balance you could achieve at the end of the tax year
  • You will need your National Insurance Number to hand before you apply
  • Tax treatment depends on your individual circumstances and may change
  • Online
  • Phone
  • Branch

insertAsset0.80% tax free/AER variable (including 12 month fixed bonus of insertAsset0.30%).


Features & benefits

  • Opening balance of £1 with all interest paid tax free
  • No restriction on withdrawal
  • ISA transfers into our cash ISAs benefit from our ISA Promise. As part of this, we'll pay you interest while your funds are being transferred (provided they're free to move)
  • Qualifying account for the Halifax Savers Prize Draw
  • Manage and top up your ISA online, in branch or over the phone

Bear in mind

  • Save up to £15,240, less any amount invested in a stocks & shares ISA in the same tax year
  • Any money you take out reduces the balance you could achieve at the end of the tax year
  • You will need your National Insurance Number to hand before you apply
  • Tax treatment depends on your individual circumstances and may change

Access

  • Online
  • Phone
  • Branch

Summary box

Account Name ISA Saver Variable
Interest rates (AERs) insertAsset0.80% tax free/AER variable (including 12 month fixed bonus of insertAsset0.30%).
Tax Status Interest will be paid tax free
Conditions for bonus payment Bonus payment
A fixed introductory bonus valid for 12 months from the date of account opening.

After bonus period:
After 12 months, variable rates without bonus will apply, currently this is insertAsset0.50% tax free/AER.
Withdrawal arrangements Unlimited number of withdrawals.
Access In branch, over the phone and online.


Your new ISA Saver Variable is minutes away.

Open online now

Or if you bank online with us already, sign in for a faster application.


Existing Halifax ISA customers

If you've got a Halifax easy access cash ISA you can renew it into any of our current fixed term or easy access cash ISAs. This will not affect the tax free status of your savings.


We recommend you read the account conditions carefully as they form a legal contract with us. If there is anything you do not understand, please contact us before you agree to them (as part of the application).

Useful info

Already have a Halifax cash ISA

If you already have an existing variable rate cash ISA - you can renew it into this account.


Transferring your ISA

Existing ISA balances can be transferred into this account from another ISA provider, as long as you use our ISA Switching service. Previous tax year funds won't affect your current tax year allowance

If your transfer is delayed because your existing ISA has a notice period or restriction, your current provider will let us know when it will be free to move to us, and we’ll pay interest from that date

Do not transfer any ISA balance yourself otherwise you'll lose your tax benefits


Account interest

  • Variable rate interest means the rate you earn can go up or down.
  • For accounts opened on or before 18th May 2015 we’ll pay interest each year on 5th April (or on the working day immediately before if 5th April is not a working day). For accounts opened on or after 19th May we’ll pay you interest each year on the anniversary of the date you opened your account (or on the working day immediately after if your account’s anniversary date is not a working day).

Find out more about


Other things to be aware of

  • Opening a cash ISA affects the amount you can invest in a stocks and shares ISA
  • You’re only allowed to pay into one cash ISA per tax year. The only exception is if you have opened a separate cash ISA to pay in an Additional Permitted Subscription allowance following the death of a spouse or civil partner
  • Please note, we are covered by the Financial Services Compensation Scheme so our customers' savings are protected (up to £85,000).
  • You have 14 days starting from the day after your account is opened, to give us written notice that you wish to cancel. Notice should be given in writing to: Halifax, PO Box 548, LEEDS, LS1 1WU. If you do not exercise your right to cancel you may still close your account as set out in your account conditions. Whenever you cancel, we will repay any credit balance outstanding. You must repay any monies owed and return any cards. There is no charge for cancellation under these regulations and we will pay interest on the account for the time your money was with us. Also, you will not lose your ISA allowance for the current tax year and will be able to invest it in another ISA.

Eligibility

To open a cash ISA you must be 16 or over. You must be resident in the UK for tax purposes. If you don't live in the UK, find out about offshore savings accounts.


Your new ISA Saver Variable is minutes away.

Open online now

Or if you bank online with us already, sign in and open your account now.


We recommend you read the account conditions carefully as they form a legal contract with us. If there is anything you do not understand, please contact us before you agree to them (as part of the application).


Halifax Savers Prize Draw 3 top prizes of £100,000

You’ve a chance of winning one of 3 top prizes of £100,000, if you register and hold £5,000 or more in a qualifying account during the whole previous calendar month.


Online ISA transfers with our ISA Promise

Transfer your ISA using our quick online transfer form and as part of our ISA Promise, we'll pay you interest while your ISA funds are being transferred, provided they are free to move.


Your money is protected by the FSCS

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Please note:

Rates of interest are subject to change. Rates effective from 0.00am on insertAsset12/05/2015.
For a definition of AER, tax free and other terms please view our savings glossary.