ISA Saver Variable

Simple tax free account with access online, by phone or in branch 1.00% tax free/AER variable (including 12 month fixed bonus of 0.50%)

Features & benefitsBear in mindManage
  • Opening balance of £1 with all interest paid tax free
  • No restriction on withdrawals
  • ISA transfers into our cash ISAs benefit from our ISA Promise. As part of this, we'll pay you interest while your funds are being transferred (provided they're free to move)
  • Qualifying account for the Halifax Savers Prize Draw
  • Manage and top up your ISA online, in branch or over the phone
  • Save up to £15,000, less any amount invested in a stocks & shares ISA in the same tax year
  • Any money you take out reduces the balance you could achieve at the end of the tax year
  • You will need your National Insurance Number to hand before you apply
online by phone in branch

Summary box

Account Name ISA Saver Variable
Interest rates (AERs) 1.00% tax free/AER variable (including 12 month fixed bonus of 0.50%).
Tax Status Interest will be paid tax free
Conditions for bonus payment Bonus payment:
A fixed introductory bonus valid for 12 months from the date of account opening.
After bonus period:
After 12 months, variable rates without bonus will apply, currently this is 0.50% tax free/AER.
Withdrawal arrangements Unlimited number of withdrawals.
Access Branch, telephone and online.


Your new ISA Saver Variable is minutes away.

Open online now

Or if you bank online with us already, sign in for a faster application.

Existing Halifax ISA customers
If you’ve got a Halifax easy access cash ISA you can renew it into any of our current fixed term or easy access cash ISAs. This will not affect the tax free status of your savings. 


We recommend you read the account conditions carefully as they form a legal contract with us. If there is anything you do not understand, please contact us before you agree to them (as part of the application).

Useful info

Already have a Halifax cash ISA

If you already have an existing variable rate cash ISA - you can renew it into this account.

Transferring your ISA

Existing ISA balances can be transferred into this account from another ISA provider, as long as you use our ISA Switching service. Previous tax year funds won't affect your current tax year allowance.

If your transfer is delayed because your existing ISA has a notice period or restriction, your  current provider will let us know when it will be free to move to us, and we’ll pay interest from  that date.

Do not transfer any ISA balance yourself otherwise you'll lose your tax benefits.

Account interest

  • Variable rate interest means the rate you earn can go up or down
  • Interest paid annually on 5th April, unless 5th April is not a working day then it will be paid the previous working day.

Find out more about

Other things to be aware of

  • Opening a cash ISA affects the amount you can invest in a stocks and shares ISA
  • You're only allowed to pay into one cash ISA per tax year
  • Please note, we are covered by the Financial Services Compensation Scheme so our customers' savings are protected (up to £85,000).

Eligibility

To open a cash ISA you must be 16 or over. You must be resident in the UK for tax purposes. If you don't live in the UK, find out about offshore savings accounts.


Your new ISA Saver Variable is minutes away.

Apply online now

Or if you bank online with us already, sign in and open your account now.


We recommend you read the account conditions carefully as they form a legal contract with us. If there is anything you do not understand, please contact us before you agree to them (as part of the application).

Tax treatment depends on your individual circumstances and may change.

Please note:
Rates of interest are subject to change. Rates effective from 09/12/2014.
For a definition of AER, tax free and other terms please view our savings glossary.

Savings

Your new ISA Saver Variable is minutes away

Open online now

You’ve a chance of winning one of 3 top prizes of £300,000 in the February 2015 Superdraw, if you register by 31st January and hold £5,000 in a qualifying account during the whole of January 2015.

Register for your chance to win

Transfer your ISA using our quick online transfer form and as part of our ISA Promise, we'll pay you interest while your ISA funds are being transferred, provided they are free to move.

Transfer your ISA to Halifax now

You are here:  Home > ISAs > Cash ISAs > ISA Saver Variable
close

h3 tag


    or