Halifax Personal Loans

For an instant personal loan, use our secure application process to apply online for a Halifax Personal Loan. To find out the best personal loan for you and how much you can borrow, simply use the calculator on the right.

Product benefits:

• 8.4% APR  typical for online loans
• Range of personal loan rates  -  from 8.4% APR to 16.4% APR depending on your personal circumstances.
• Personal loan amounts - available from £7,000 to £25,000
• Repayment terms to suit your budget - choose from 2 to 7 years
• Low personal loan rates - with fixed affordable monthly repayments for the life of the loan
• No repayments for the first three months (although interest is charged from the start of your loan)
• Protect your repayments - Choose from 3 levels of optional Payment Protection Cover ,  and your repayments could be covered in the event of disability, critical illness, redundancy or if you become a carer for a relative. 

Service

• Optional courier service - For £50 you can choose to receive your loan documents in 24 hours of application†.  Alternatively you can choose to receive your loan documents through the post
• Secure application process - takes less than 10 minutes to complete
• Instant decision on your personal loan online

For loans from £1,000 to £6,999 we also offer a Halifax Smaller Loan

Existing Personal Loan Customer?   See how you can top up your existing loan, or for further information Call 08457 44 44 55* .