Halifax loans

Clarity loan - A straightforward personal loan

  • 5.9% APR available on loans from £7,000 to £15,000
  • Overpay as much as you want, when you want
  • Fixed repayments over 1 to 7 years
  • Quick, easy and secure application
  • Get an instant online decision.


Borrowing more for existing loan customers

If you already have a loan and your needs have changed it's easy to apply for more.

Know the most you'll
pay each month

Our Repayment Promise guarantees the maximum monthly repayments for you on a range of personal loans.

A little extra help...

  1. How to apply for a Halifax loan
  2. How to overpay on your Halifax loan
  3. More about other ways of borrowing money
  4. How to complain about Payment Protection Insurance
  5. Guides for consolidating debt, improving your home and buying a car

How can a Halifax loan help me?

A Halifax loan can be a great way of putting your plans into action and you can soon get things moving with a quick decision on your application.

So whatever you're looking to do, whether you're making a start on tidying up your finances, buying a new car, planning that dream wedding, or making some home improvements, we're sure our loan can help you.

You could borrow from £1,000 to £25,000 with our current best loan rates on offer between £6,000 to £15,000. So whether you are looking for a small loan, big loan, or something in between, our online loan calculator can help you work out what you can afford to borrow.

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Personal loan calculator

Enter loan amount:
(Between £1,000 and £25,000)
£

Representative example

You could borrow £10,000 over 60 months with 60 monthly repayments of £210.12. The total amount repayable will be £12,607.20 at 9.9% APR representative, and an annual interest rate (fixed) 9.95%

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