Get the car you want with a Halifax Personal Loan

Buying a new car is a big decision - you want to do all you can to make sure you get the right car. We've put together some of the things you'll want to consider to make sure you're happy with your car and it has all the features that are important to you.

Check how much your insurance will cost before you make your final decision

Insurance is mandatory by law and third party is the minimum, so you really need to know how much insurance for a particular car will cost before you buy!
 
You can get insurance quotes online with Halifax Car Insurance.  It only takes a few minutes and you'll get the lowest price returned from our panel of carefully selected insurers, you can also get quotes for as many different vehicles as you like.  To get a faster quote, note down the registrations of the cars you need quotes for.   You may find the price varies significantly from one model to another, so you could be saving money every year with the right choice of car. 

Other reasons to check a car's insurance band

All makes and models are allocated to an insurance group. These groups are largely based on assessments of a car's security and ease of repair.

Considering the ease of repair when looking at new cars will help to keep future costs down if there is some minor damage to your car.

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No matter how careful a driver you are, you can still be in an accident. Make sure your car has all the right safety features to protect you, the driver and other people that may be in the car with you.

Euro NCAP (The European New Car Assessment Programme) provides independent safety performance information on most European cars. Check your car's safety rating free on the Euro NCAP website.

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Do you regularly go on trips? Need lots of space for luggage? Size is important! Buying a larger car can save money in the long run as roof racks create drag and reduce fuel efficiency. Consider your options and plan ahead!

Will you be carrying children in the car? Be sure you know the law and your car is correctly equipped.

Are you going to need space for a baby seat? Make sure your car is spacious enough that you're not going to struggle with a baby seat, and that the seats can adjust to give you room to move around.

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Check your car's MPG (miles per gallon) to make sure you get the most miles for your money. Diesel cars often have a better MPG value than petrol cars and while they're generally more expensive to buy, they do have better resale value.

Whatever fuel your car uses you can save money by following these efficient driving tips:

 Drive smoothly

 Do regular checks to make sure your tyres are inflated to the right pressure

 Map your trip. Getting lost is a waste of your time and your fuel. Sat navs help you get where you want to be more quickly and easily

 Stick to the speed limits. The faster you drive, the more fuel you use

  Don't overload your car unnecessarily

If you see a vehicle that seems too good to be true - make sure you've checked the government's advice on buying a second-hand vehicle. There are some simple checks you can do to protect yourself against fraud.

Personal loans from Halifax are available to existing customers and offer a range of borrowing amounts and repayment terms to suit your budget.

• Loans from £7,000 to £15,000 benefit from a great 8.8% APR representative rate
• Repay motor loans over 1 to 7 years
• Fixed repayments to suit your budget 
• Online instant loan decisions
• We also offer loans for other amounts

Use the loan calculator to find out if we've got loan quotes to suit you.

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