Fixed rate mortgages - over 75% LTV

For Halifax bank account customers (or customers opening a new bank account account with us), we're offering free purchase conveyancing on selected home mover mortgages on this page.**

And don't forget you can add the product fee on to your mortgage on completion (but interest will be charged).

2 year fixed rate mortgage 3 year fixed rate mortgage

5 year fixed rate mortgage

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Your home may be repossessed if you do not keep up repayments on your mortgage

2 year Fixed Mortgages - 75% to 85% LTV (available on loans below £500,000)
Mortgage rates discounted for Halifax Rewards Current Account Customers**
Initial rate	Followed by the SVR^, (currently 3.50%) for the remainder of the term from	The overall cost for comparison is	Product fee
6.19%	31st Mar 2012	4.2% APR	£995	Book an appointment
Mortgage rates for non-Halifax Rewards Customers - Find out how to get a better rate
Initial rate	Followed by the SVR^, (currently 3.50%) for the remainder of the term from	The overall cost for comparison is	Product fee
6.39%	31st Mar 2012	4.2% APR	£995	Book an appointment
^ SVR = Standard Variable Rate If you want to pay off all or part of the mortgage during the initial discount period, early repayment charges of 3% until 31/03/2011 and 2% until 31/03/2012 will apply to all the 2 year fixed rate mortgages on this page.

3 year Fixed Mortgages - 75% to 85% LTV (available on loans below £500,000)
Mortgage rates discounted for Halifax Rewards Current Account Customers**
Initial rate	Followed by the SVR^, (currently 3.50%) for the remainder of the term from	The overall cost for comparison is	Product fee
5.84%	31st Mar 2013	4.4% APR	£995	Book an appointment
Mortgage rates for non-Halifax Rewards Customers - Find out how to get a better rate
Initial rate	Followed by the SVR^, (currently 3.50%) for the remainder of the term from	The overall cost for comparison is	Product fee
6.24%	31st Mar 2013	4.5% APR	£995	Book an appointment
^ SVR = Standard Variable Rate If you want to pay off all or part of the mortgage during the initial discount period, early repayment charges of 3% until 31/03/2011 and 2% until 31/03/2013 will apply to all the 3 year fixed rate mortgages on this page.

5 year Fixed Mortgages - 75% to 85% LTV (available on loans below £500,000)
Mortgage rates discounted for Halifax Rewards Current Account Customers**
Initial rate	Followed by the SVR^, (currently 3.50%) for the remainder of the term from	The overall cost for comparison is	Product fee
6.89%	31st Mar 2015	5.4% APR	£995	Book an appointment
Mortgage rates for non-Halifax Rewards Customers - Find out how to get a better rate
Initial rate	Followed by the SVR^, (currently 3.50%) for the remainder of the term from	The overall cost for comparison is	Product fee
7.09%	31st Mar 2015	5.5% APR	£995	Book an appointment
^ SVR = Standard Variable Rate If you want to pay off all or part of the mortgage during the initial discount period, early repayment charges of 5% to 31/03/2011, 4% to 31/03/2012 and 3% to 31/03/2015 will apply to all the 5 year fixed rate mortgages on this page.

The complete by date for all the mortgages on this page is 30th June 2010.

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

**The free purchase conveyancing must be arranged through Halifax Conveyancing Service. It includes the basic legal fee for the purchase, the fee for the legal work done on behalf of the lender, and any leasehold supplement. It does not include fees for additional work outside the scope of a standard property purchase, administration for Stamp Duty Land Tax, or any disbursements (e.g. search fees). A Halifax bank account customer must pay £1,000 or more into their Halifax bank account each month, or have an Ultimate Reward Current Account. If you haven't got your current account with Halifax, click here to find out about our great range of bank accounts.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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Need a little extra help?

Speak to one of our Mortgage Advisers:

By phone - Call us on 08458 50 37 05
Apply at your local branch – To arrange an appointment with a professionally qualified Mortgage Adviser, call us on 0845 602 9717 and select option 5 followed by option 3. Or find your nearest branch and contact them to book an appointment.

Our A-Z mortgages glossary could provide you with more information on mortgages and the mortgage process.

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