Fixed rate mortgages - less than 25% deposit
If you pay £1,000 or more into your current account with us each calendar month, or hold a Halifax Ultimate Reward Current Account, we will reward you with £150 cash back when you take out a new Halifax home mover mortgage, paid through your conveyancer at completion. This is just one of the offers available through Halifax Rewards, our range of better deals for current account customers. Some exclusions apply*.
Don’t worry if you don’t currently have a Halifax current account, as you can still qualify for this cash back reward by switching your current account to us through our dedicated Switching Service and then meeting one of the current account conditions above.
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
| Loans up to £1m - available on a repayment basis only | |||||||||
| Term | Initial rate | Halifax Homeowner Variable rate thereafter | For the remainder of the term from | The overall cost for comparison is | Product fee | Deposit | Early Repayment Charges until | Loan amount | |
|---|---|---|---|---|---|---|---|---|---|
| 2 years | 3.34% | Currently 3.99% | 31/08/2015 | 4.1% APR | £995 | 20-25% | 31/08/2015 | £0-£1m |  |
| 2 years | 3.74% | Currently 3.99% | 31/08/2015 | 4.1% APR | £0 | 20-25% | 31/08/2015 | £0-£1m | |
| 2 years | 3.99% | Currently 3.99% | 31/08/2015 | 4.2% APR | £995 | 15-20% | 31/08/2015 | £0-£1m | |
| 2 years | 4.39% | Currently 3.99% | 31/08/2015 | 4.2% APR | £0 | 15-20% | 31/08/2015 | £0-£1m | |
| 2 years | 5.19% | Currently 3.99% | 31/08/2015 | 4.5% APR | £995 | 10-15% | 31/08/2015 | £0-£1m | |
| 5 years | 4.39% | Currently 3.99% | 31/08/2018 | 4.4% APR | £995 | 15-25% | 31/08/2018 | £0-£1m | |
| 5 years | 4.59% | Currently 3.99% | 31/08/2018 | 4.6% APR | £0 | 15-25% | 31/08/2018 | £0-£1m | |
| 5 years | 5.19% | Currently 3.99% | 31/08/2018 | 4.8% APR | £995 | 10-15% | 31/08/2018 | £0-£1m | |
| Loans over £1 million - available on a repayment basis only | |||||||||
| Term | Initial rate | Halifax Homeowner Variable rate thereafter | For the remainder of the term from | The overall cost for comparison is | Product fee | Deposit | Early Repayment Charges until | Loan amount | |
|---|---|---|---|---|---|---|---|---|---|
| 2 years | 3.59% | Currently 3.99% | 31/08/2015 | 4.2% APR | £1,995 | 20-30% | 31/08/2015 | £1m-£2m | |
Our rates are only guaranteed for applications made today. We reserve the right to change our product range at any time.
* Halifax Rewards is available to Halifax personal banking customers who take out a Halifax qualifying product. Current accounts are available subject to status to customers aged 18 or over who are resident in the UK.
If you haven't got your current account with Halifax, click here to find out about our great range of bank accounts.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
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Need a little extra help?
Mortgages at a glance
- Fixed vs. tracker rate
- Repayments vs. interest only and your options for repaying a mortgage
- The different product fee options
- Our A-Z mortgages glossary could provide you with more information on mortgages and the mortgage process.
Speak to one of our mortgage experts:
- By phone - Call us on 08458 50 37 05. Our opening hours are 8am - 8pm Mon to Fri, 9am - 4pm Sat.
- Book an appointment - Talk face to face with a qualified mortgage adviser.
