Tracker rate mortgages - up to 60% LTV

If you’ve got a Halifax current account and have £1,000 or more a month paid into it, you could apply for our best mortgage rates. These are the rates shown here**. But don’t worry if you don’t currently have a Halifax current account, you can still apply for these rates and we can arrange to open a Halifax current account for you.

Alternatively, for details about mortgages available if you don't bank with us, call 08458 50 37 05 or visit a branch.

For Halifax bank account customers (or customers opening a new bank account account with us), we're offering free purchase conveyancing on selected home mover mortgages on this page.~

2 year tracker rate mortgage             

Term tracker rate mortgage

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

2 year tracker rate mortgages
Initial rate	Tracks above Bank of  England Bank Rate, (currently 0.50%)	Followed by the SVR^, (currently 3.50%) for the remainder of the term from	The overall cost for comparison is	Product fee	Repayment method
Available on loans below £1,000,000
2.79%	+2.29%	30 September 2012	3.5% APR	£497 (was £995)	Repayment
3.09%	+2.59%	30 September 2012	3.6% APR	£247 (was £495)	Repayment
Available on loans below £500,000
2.99%	+2.49%	30 September 2012	3.6% APR	£497 (was £995)	Interest only
3.29%	+2.79%	30 September 2012	3.6% APR	£247 (was £495)	Interest only
^ SVR = Standard Variable Rate If you want to pay off all or part of the mortgage during the initial discount period, early repayment charges of 3% until 30/09/2011 and 2% until 30/09/2012 will apply to all the 2 year tracker rate mortgages on this page.

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Term tracker rate mortgages
Initial rate	Tracks above Bank of England Bank Rate, (currently 0.50%)	The overall cost for comparison is	Product fee	Repayment method
Available on loans below £2,000,000
3.69%	+3.19%	3.8% APR	£749 (was £1499)	Repayment
Available on loans below £500,000
3.89%	+3.39%	3.9% APR	£749 (was £1499)	Interest only
^ SVR = Standard Variable Rate

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Find out more about your options for repaying a mortgage

**To qualify for these rates you must pay £1,000 or more each month into your current account with us or hold an Ultimate Reward Current Account.

~The free purchase conveyancing must be arranged through Halifax Conveyancing Service. It includes the basic legal fee for the purchase, the fee for the legal work done on behalf of the lender, and any leasehold supplement. It does not include fees for additional work outside the scope of a standard property purchase, administration for Stamp Duty Land Tax, or any disbursements (e.g. search fees). A Halifax bank account customer must pay £1,000 or more into their Halifax bank account each month, or have an Ultimate Reward Current Account. If you haven't got your current account with Halifax, click here to find out about our great range of bank accounts.  

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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Need a little extra help?

Speak to one of our mortgage experts:

• By phone - Call us on 08458 50 37 05
• Apply at your local branch – To arrange an appointment with a professionally qualified Mortgage Adviser, call us on 0845 602 9717 and select option 5 followed by option 3. Or find your nearest branch and contact them to book an appointment.

Our A-Z mortgages glossary could provide you with more information on mortgages and the mortgage process.