Buy a home in Spain with Lloyds Bank International S.A.U

Great range of Spanish mortgage deals
Lloyds Bank International S.A.U. which is a Spanish bank and a subsidiary of Lloyds TSB Bank plc, has a range of variable rate, fixed rate, interest only and tracker rate products. Plus a competitive switching mortgage offer for those who wish to transfer their mortgage from an existing Spanish lender.

We offer 25 year terms, up to the age of 70, and we could lend up to 60% of the valuation of the property.

International Mortgage Services
Our International Mortgage Services UK team can talk you through and explain the different products and options available to you.

Easy to apply
Call our International Mortgage Services team in the UK on 0800 731 1433. Lines are open Mon-Fri between 9am to 5pm.

A valuation is carried out
Once your mortgage has been formally approved by our underwriters, a valuer is instructed to ensure the property is acceptable for mortgage purposes.

Receive your mortgage offer
Once the valuation has been accepted by both you and the bank, a formal mortgage offer, setting out all the details and terms of the mortgage is sent to you and your lawyer.

Important legal and regulatory information

It's great that you've found your new home - appointing a lawyer is the next step to making your dream a reality.

Why?
They'll help sort out the legal side of the purchase, complete the appropriate searches and investigations prior to agreeing the contract of sale or advising you when to sign a purchase option.

How?
Lloyds Bank International S.A.U. is able to suggest a reputable Spanish lawyer (Abogado) who are used to dealing with English speaking clients, making sure all legal requirements are clearly conveyed, understood and met. Great news to help overcome the language barrier and different laws that are in place!

Speak to our International Mortgage Services UK team on 0800 731 1433 for further information. Lines are open Mon-Fri between 9am to 5pm.

The sale is formally completed in Spain when the public title deeds of purchase are signed in front of a Notary and the final payment has been made.

The Notary is a public official who is responsible for recording the sale on the public record stipulating the title deed has been signed in his presence and understood by all parties

You may attend the signing of the deed in the presence of the Notary or grant Power of Attorney to a representative to attend on your behalf

Pick up the keys to your property!

Lloyds Bank International S.A.U. (Lloyds Bank International) is a subsidiary of Lloyds TSB Bank plc and is a body corporate incorporated in Spain with principal office at C/ Serrano, 90, 5ª Planta, 28006 Madrid, Spain and registered in the Spanish Register of Banks and Bankers (Registro de Bancos y Banqueros) with the number 0236. Reg. Mer. Madrid. T. 6799, L.O.F. 108 Sec 8a, H.M.-110714, Incrip. 1a, N.I.F. A-80481765.

All Lloyds Bank International accounts and deposits will be held in Spain and subject to Spanish law and Spanish banking rules. Lloyds Bank International is registered with and regulated by the Bank of Spain, who may be contacted at Banco de España, Servicio de Reclamaciones, Alcalá 48, 28014 Madrid. Lloyds Bank International subscribes to a dispute resolution procedure for deposit taking business operated by the Bank of Spain.

Mortgage lending is subject to status and the value of the Spanish property to be used as security for your loan.  You must give us a mortgage over property in Spain.  All lending is subject to Spanish law.  Applicants must by aged 18 or over.  The loan secured against the Spanish property is in Euros.
Both Halifax and Lloyds Bank International are part of the Lloyds Banking Group.

CHANGES IN THE EXCHANGE RATE MAY INCREASE THE STERLING EQUIVALENT OF YOUR DEBT.