Fixed rate mortgages up to 75% LTV

If you're looking for peace of mind that the interest rate you pay won't change, a fixed rate mortgage could be the perfect deal for you.

Am I eligible to switch to a new Halifax mortgage deal? If you're an existing Halifax mortgage customer with less than 3 months left on your current deal, or you're on our standard variable rate then you could choose from these deals. If you're not within 3 months of the end of your current Halifax deal, then you could still switch to a new deal but you may have to pay an early repayment charge.

If any of your mortgage is conducted on an interest only basis you will need to select a product with a payment method of interest only. Should you wish to transfer from interest only to capital and repayment call 0845 602 9717 or make an appointment at your local branch.

Only available if you have a Halifax mortgage

2 year fixed rate mortgages 3 year fixed rate mortgages
5 year fixed rate mortgages  

Back to existing mortgage customers


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

2 year fixed rate mortgages – (fixed until 30th September 2012)

Initial rate

Rate thereafter      The overall cost for comparison is Product fee Repayment method                    
Available on loans up to £7,500,000, at up to 60% LTV
3.59% Standard Variable Rate, currently 3.50% 3.7% APR

£999

Repayment

Apply Now

4.09% Standard Variable Rate, currently 3.50% 3.7% APR

£0

Repayment

Apply Now

Available on loans up to £7,500,000, between 60% and 75% LTV
3.79% Standard Variable Rate, currently 3.50% 3.7% APR

£999

Repayment

Apply Now

4.29% Standard Variable Rate, currently 3.50% 3.7% APR

£0

Repayment  

Apply Now

Available on loans up to £7,500,000, at up to 60% LTV
3.79% Standard Variable Rate, currently 3.50% 3.7% APR

£999

Interest Only

Apply Now

4.29% Standard Variable Rate, currently 3.50% 3.7% APR

£0

Interest Only

Apply Now

Available on loans up to £7,500,000, between 60% and 75% LTV
3.99% Standard Variable Rate, currently 3.50% 3.8% APR

£999

Interest Only

Apply Now

4.49% Standard Variable Rate, currently 3.50% 3.8% APR

£0

Interest Only

Apply Now

If you want to pay off all or part of the mortgage during the initial fixed rate period, early repayment charges of 3% until 30/09/2011 and 2% until 30/09/2012 will apply to all the 2 year fixed rate mortgages on this page.

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3 year fixed rate mortgages – (fixed until 30th September 2013)

Initial rate

Rate thereafter      The overall cost for comparison is Product fee Repayment method                    
Available on loans up to £7,500,000, at up to 60% LTV
4.19% Standard Variable Rate, currently 3.50% 3.9% APR

£999

Repayment

Apply Now

4.49% Standard Variable Rate, currently 3.50% 3.9% APR

£0

Repayment

Apply Now

Available on loans up to £7,500,000, between 60% and 75% LTV
4.39% Standard Variable Rate, currently 3.50% 3.9% APR

£999

Repayment

Apply Now

4.69% Standard Variable Rate, currently 3.50% 3.9% APR

£0

Repayment  

Apply Now

Available on loans up to £7,500,000, at up to 60% LTV
4.39% Standard Variable Rate, currently 3.50% 3.9% APR

£999

Interest Only

Apply Now

4.69% Standard Variable Rate, currently 3.50% 3.9% APR

£0

Interest Only

Apply Now

Available on loans up to £7,500,000, between 60% and 75% LTV
4.59% Standard Variable Rate, currently 3.50% 4.0% APR

£999

Interest Only

Apply Now

4.89% Standard Variable Rate, currently 3.50% 4.0% APR

£0

Interest Only

Apply Now

If you want to pay off all or part of the mortgage during the initial fixed rate period, early repayment charges of 3% until 30/09/2011 and 2% until 30/09/2013 will apply to all the 3 year fixed rate mortgages on this page.

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5 year fixed rate mortgages – (fixed until 30th September 2015)

Initial rate

Rate thereafter      The overall cost for comparison is Product fee Repayment method                    
Available on loans up to £7,500,000, at up to 75% LTV
5.29% Standard Variable Rate, currently 3.50% 4.5% APR

£999

Repayment

Apply Now

5.59% Standard Variable Rate, currently 3.50% 4.6% APR

£0

Repayment

Apply Now

Available on loans up to £7,500,000, at up to 75% LTV
5.49% Standard Variable Rate, currently 3.50% 4.6% APR

£999

Interest Only

Apply Now

5.79% Standard Variable Rate, currently 3.50% 4.7% APR

£0

Interest Only

Apply Now

If you want to pay off all or part of the mortgage during the initial fixed rate period, early repayment charges of 5% until 30/09/2011, 4% until 30/09/2012 and 3% until 30/09/2015 will apply to all the 5 year fixed rate mortgages on this page.

The complete by date for all the mortgages on this page is 31st December 2010.

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Back to existing mortgage customers

Need a little extra help?

Speak to one of our mortgage experts:

  • By phone - Call us on 08458 50 37 05
  • Apply at your local branch – To arrange an appointment with a professionally qualified Mortgage Adviser, call us on 0845 602 9717 and select option 5 followed by option 3. Or find your nearest branch and contact them to book an appointment online.

Our A-Z mortgages glossary could provide you with more information on mortgages and the mortgage process.

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