First Time Buyer Mortgages
How much could I borrow?
Use the 'How much could I borrow' calculator to see what we might be able to lend you.
Why choose us?
Halifax has been voted best overall lender for the 10th year running by ‘Your Mortgage’!
Compare our mortgages
We currently offer two main types of mortgage deals – fixed rate & tracker mortgages.
Mortgage Calculator
The mortgage calculator will help you select and compare Halifax mortgages and monthly payments
Help and guidance
Read our First time buyer essential guide
Lets face it, buying your first home is a big step. If you're feeling a bit overwhelmed, help is at hand in the form of this handy online first-time buyers guide.
The mortgage process explained
Before you begin your mortgage application, there are certain key things you'll need to consider. Simply follow the steps below.
Seeing if you qualify for a mortgageChoosing the right mortgage for youApplying and what happens next.
Other useful guides
First time buyer common enquiriesMortgage fees & chargesMortgage glossaryNewBuy housing scheme.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
