First Time Buyer Mortgages

What you need to do first

Read our guide to our application process

Seeing if you qualify for a mortgage
Choosing the right mortgage for you
Applying and what happens next.

How much could I borrow?

Use the 'How much could I borrow' calculator to see what we might be able to lend you.

Qualifying for a mortgage

Why choose us?

Halifax has been voted best overall lender for the 10th year running by ‘Your Mortgage’!

Compare our mortgages

We currently offer two main types of mortgage deals – fixed rate & tracker mortgages.

Fixed vs. Tracker rates?

Mortgage Calculator

The mortgage calculator will help you select and compare mortgages and monthly payments

Help and guidance with buying your new home

We understand that buying a house and securing a mortgage can seem daunting so to help you with this, we’ve put together guides which will take you through the various steps involved.

Read our first time buyers guide

This first-time buyer guide will help you plan and budget for your first home. We can also give you advise on making an offer on a new home as well as completion and the weeks leading up to the big day.

Other useful guides