Halifax Mortgages
Mortgages for first time buyers
We have a great range of first time buyer mortgage deals with fantastic rates and special offers:
To view our range of products simply choose the appropriate loan to value (LTV). LTV is the proportion of the value or price of the property (whichever is the lower) that you borrow on a mortgage. So for example, if your home is worth £100,000 and you're looking for a £70,000 mortgage, your LTV would be 70%.
| Loan to value | All products up to £500,000 |
| Less than 60% | |
| 60% to 75% | |
| More than 75% |
Our rates vary depending on how much you borrow and what your property is worth.
Fixed Rates
If you want the security of knowing that the interest rate you pay won’t change, a fixed rate mortgage could be just the thing.
Tracker Rates
If you want to be able to take advantage of lower interest rates if they go down, a tracker mortgage could be what you need. But remember, interest rates can also go up.
Help with buying your first home
Follow our step-by-step guide to buying and selling your home:
Buying and selling a home in England, Northern Ireland or Wales
Your home may be repossessed if you do not keep up repayments on your mortgage
We may monitor and record telephone calls to help us provide a higher level of service
Call us now on 08458 50 37 05. Lines are open (Mon-Fri 8am to 8pm, Sat 9am-4pm)
