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5 Year fixed rate mortgages from Halifax
If you're looking for peace of mind that the interest rate you pay won't change, a fixed rate mortgage could be the perfect deal for you.
We have great mortgage deals available, depending on the loan to value (LTV) range that applies to you:
- Up to 60% loan to value
- Greater than 60% (up to a maximum of 75%) loan to value
- Greater than 75% (up to a maximum of 85%) loan to value
- Greater than 85% (up to a maximum of 90%) loan to value
- Greater than 90% (up to a maximum of 95%) loan to value
| Choice: | Start rate is: | Rate ends: | Followed by the Standard Variable Rate, currently: | The overall cost for comparison is: | Early Repayment Charge until: | Product fee: |
| 1 | 5.09% | 31st January 2014 | 5.00% for the remainder of the mortgage term | 5.3% APR | 31st January 2014 | £995 |
| Offer accepted on property you want? You can start your application online now for choice 1 | ||||||
| 2 | 5.29% | 31st January 2014 | 5.00% for the remainder of the mortgage term | 5.4% APR | 31st January 2014 | £495 |
| Offer accepted on property you want? You can start your application online now for choice 2 | ||||||
Available on loans below £500,000.
The mortgage needs to complete by 30th April 2009. You can add the product fee on to your mortgage on completion but interest will be charged.
Your home may be repossessed if you do not keep up repayments on your mortgage.
| Choice: | Start rate is: | Rate ends: | Followed by the Standard Variable Rate, currently: | The overall cost for comparison is: | Early Repayment Charge until: | Product fee: |
| 1 | 5.39% | 31st January 2014 | 5.00% for the remainder of the mortgage term | 5.4% APR | 31st January 2014 | £995 |
| Offer accepted on property you want? You can start your application online now for choice 1 | ||||||
Available on loans below £500,000.
The mortgage needs to complete by 30th April 2009. You can add the product fee on to your mortgage on completion but interest will be charged.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Greater than 75% (up to a maximum of 85%) loan to value The actual rate available will depend upon your circumstances. Ask for a personalised illustration. | ||||||
| Choice: | Start rate is: | Rate ends: | Followed by the Standard Variable Rate, currently: | The overall cost for comparison is: | Early Repayment Charge until: | Product fee: |
| 1 | 6.38% | 31st January 2014 | 5.00% for the remainder of the mortgage term | 5.9% APR | 31st January 2014 | £995 |
| Offer accepted on property you want? You can start your application online now for choice 1 | ||||||
Available on loans below £500,000.
The mortgage needs to complete by 30th April 2009. You can add the product fee on to your mortgage on completion but interest will be charged.
Your home may be repossessed if you do not keep up repayments on your mortgage.
| Choice: | Start rate is: | Rate ends: | Followed by the Standard Variable Rate, currently: | The overall cost for comparison is: | Early Repayment Charge until: | Product fee: |
| 1 | 7.09% | 31st January 2014 | 5.00% for the remainder of the mortgage term | 6.2% APR | 31st January 2014 | £995 |
| Offer accepted on property you want? You can start your application online now for choice 1 | ||||||
| 2 | 7.29% | 31st January 2014 | 5.00% for the remainder of the mortgage term | 6.3% APR | 31st January 2014 | £495 |
| Offer accepted on property you want? You can start your application online now for choice 2 | ||||||
Available on loans below £500,000.
The mortgage needs to complete by 30th April 2009. You can add the product fee on to your mortgage on completion but interest will be charged.
Customers applying for mortgage deals with a loan to value greater than 85% up to a maximum of 90%, need to open or already hold a salary funded Halifax/Bank of Scotland current account.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Greater than 90% (up to a maximum of 95%) loan to value This product is available for existing Halifax mortgage customers moving home only | ||||||
| Choice: | Start rate is: | Rate ends: | Followed by the Standard Variable Rate, currently: | The overall cost for comparison is: | Early Repayment Charge until: | Product fee: |
| 1 | 7.09% | 31st January 2014 | 5.00% for the remainder of the mortgage term | 6.2% APR | 31st January 2014 | £995 |
| Start your application online now if you have your mortgage elsewhere for choice 1 | ||||||
Available on loans below £500,000
The mortgage needs to complete by 30th April 2009. You can add the product fee on to your mortgage but interest will be charged.
Customers applying for this mortgage deal which has a loan to value greater than 90% up to a maximum of 95%, need to open or already hold a salary funded Halifax/Bank of Scotland current account.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Need a little help?
- By phone - Call us on 08458 50 37 05
- Apply at your local branch or Halifax Estate Agency– To arrange an appointment with a professionally qualified Mortgage Adviser, call us on 0845 602 9717 and select option 5 followed by option 3. Or find your nearest branch or Halifax Estate Agency and contact them to book an appointment.
Calls from BT landlines to 0845 numbers will cost no more than 2p a minute plus a 7p connection fee. The price of calls through other phone companies and from mobile phones will be different. The call price we have quoted was correct in November 2008.
We may monitor and record telephone calls to help us provide a higher level of service.
