How to apply for a mortgage

Apply online

You can apply for a Halifax mortgage safely and securely using our online application form. It won’t take you long either. Single applicants should be able to complete the form in around 20 minutes and joint applicants in about 30 minutes.

Just make sure you have the following information handy:

  • Your addresses for the last three years
  • Details of any existing Halifax accounts
  • Your employment and income details for the last 18 months
  • Any credit commitments
  • Details of your current mortgage or rent if you pay one
  • The details of the property you're buying

Once you have submitted the form, one of our advisers will call you - at a time you choose - and help you complete the application process. They will tell you exactly how much your new mortgage will cost every month, and answer any questions you have.

We have a range of mortgage deals for everyone:

First time buyers

Remortgagers

Home movers

Existing customers

Buy to let landlords

If you’re still unsure then try our mortgage calculator

Your home may be repossessed if you do not keep up repayments on your mortgage.

We may monitor and record telephone calls to help us provide a higher level of service