Halifax Guaranteed Reserve

Summary Box: Key Product Information

Account Name	Halifax Guaranteed Reserve
Interest rates (AERs)	Interest rates in more detail
Tax Status	Interest will be paid net of lower rate income tax unless you register your account with us to receive gross interest or qualifies under Qualified Time Deposit rules
Conditions for bonus payment	There is no bonus available on this account
Withdrawal  arrangements	No withdrawals allowed. Early closure permitted after 6 months. If you close your account early, you lose the equivalent of six days' interest for each remaining month or part month of the term (minimum 30 days)
Access	Branch, telephone and online (enquiry only service)

Fixed rate interest - the rate we pay is guaranteed not to change throughout the term 

Interest paid on maturity of term - or annually (if over 12 month term). Interest also paid monthly - simply call us on 0845 601 8150. 

Maturity of term - we will write to you 4 weeks before maturity to ask for instructions

Eligibility – UK and non-UK resident personal and non-personal customers. If you are a non-UK resident customer, please call +44 845 601 8150 for information on how to apply.

Account conditions (Opens as PDF)

Things to consider before opening a savings account

We are a member of the Financial Services Compensation Scheme  so our customers' savings are protected (up to £50,000).