Regular Saver account.

Looking to get into the savings habit? Saving for something special? Our Regular Saver could be the perfect option. Start saving from £25 to £250 each month, and get a fixed rate of interest for a year.

At a glance:

Interest Rate

Benefits

Bear in mind

Access

insertAsset2.00% gross/AER fixed

  • Helps you become a dedicated saver and to reach your savings goals
  • Fixed return for peace of mind
  • No loss of interest for missing a payment
  • One standing order payment per month
  • No withdrawals

 

  • Online
  • Branch
  • Phone

insertAsset2.00% gross/AER fixed


Benefits

  • Helps you become a dedicated saver and to reach your savings goals
  • Fixed return for peace of mind
  • No loss of interest for missing a payment

Bear in mind

  • One standing order payment per month
  • No withdrawals

 

Access

  • Online
  • Branch
  • Phone

Summary Box

Account Name Regular Saver
Interest rates (AERs) Fixed interest rate. View our current interest rates.
Tax Status Interest will be paid net of income tax (currently 20%) unless you register your account with us to receive gross interest. If you are not a basic rate tax payer see our important information section.
Conditions for bonus payment There's no bonus available on this account.
Withdrawal arrangements No withdrawals allowed during the 12 months, early closure permitted.

After 12 months, any money you have saved into your Regular Saver along with interest accrued will be transferred into an Everyday Saver account we open for you as part of the Regular Saver application.

To change the account your money will be transferred into, after opening your Regular Saver you can either make an appointment at your local branch or call us on 0345 726 3646 (Mon-Fri 8am-8pm, Sat 8am-6pm, Sun 9am-5pm). If you're calling from abroad or would prefer not to use the 0345 number, you can call us on +44 (0) 113 242 2005.
Access In branch, over the phone and view your balance online.

Regular Saver Example - If you save £100 each month, you'll earn £12.99 gross (£10.39 net) interest after 12 months.

The interest is calculated on the balance of the account each month, so using the example above, the first month's balance would be £100, the second month £200 etc. and therefore the amount of interest paid will increase over the year in line with the balance of the account.


Apply for a Regular Saver

Apply now

Or if you bank online with us already, sign in for a faster application.

Otherwise, you can apply by phone on 0345 726 3646, (Mon-Fri 8am-8pm, Sat 8am-6pm, Sun 9am-5pm) or book an appointment at your local branch at a time to suit you.

Features & Current Rates

  • Get into the regular savings habit
    You can be flexible – save any amount from £25 to £250 each month by standing order, which must reach your account by the 25th of each month for it to count as that month’s payment. Even small payments, made regularly, soon add up.
  • No loss of interest for missing a payment
    Don't worry if you miss a payment, the account will stay open and you can keep saving, but this will limit the amount that can be saved in total.
  • Halifax Savers Prize Draw
    Money held in a Regular Saver counts towards the £5,000 total balance you need to hold in qualifying accounts to be eligible for the Halifax Savers Prize Draw.
  • Carry on saving
    As part of your Regular Saver application we'll also open an Everyday Saver at the same time, currently paying insertAsset0.75% gross/AER variable including 12 month fixed bonus of insertAsset0.50%. After 12 months, any money you have saved into your Regular Saver along with interest accrued will be transferred into the Everyday Saver account and your Regular Saver will continue for another period of 12 months at the interest rate applicable at the time.
  • Convenient access to your savings
    Manage your savings in branch and over the phone and view your balance online

Current rate

Rate of interest currently payable is insertAsset2.00% gross/AER.


Apply for a Regular Saver

Apply now

Or if you bank online with us already, sign in for a faster application.

Otherwise, you can apply by phone on 0345 726 3646, (Mon-Fri 8am-8pm, Sat 8am-6pm, Sun 9am-5pm) or book an appointment at your local branch at a time to suit you.

Additional information

  • Fixed rate interest - the rate we pay is fixed and will not to change throughout the term
  • Interest paid - annually on anniversary of account opening. Interest is paid net of income tax (currently 20%) unless you register your account with us to receive gross interest. You’ll need to register each account you hold separately, which you can do by visiting your nearest branch or by calling us on 0345 726 3646 (lines are open 8am-8pm Mon to Fri, 8am-6pm Sat and 9am-5pm Sun). If you’d prefer not to use the 0345 number, you can call us on +44 (0) 113 242 2005.
  • Eligibility - UK resident personal customers aged 16+. If you don't live in the UK, find out about offshore savings accounts.
  • Account conditions
  • We are a member of the Financial Services Compensation Scheme so our customers' savings are protected (up to £85,000).

Apply for a Regular Saver

Apply now

Or if you bank online with us already, sign in for a faster application.

Otherwise, you can apply by phone on 0345 726 3646, (Mon-Fri 8am-8pm, Sat 8am-6pm, Sun 9am-5pm) or book an appointment at your local branch at a time to suit you.


Your new Regular Saver is minutes away


Halifax Savers Prize Draw 3 top prizes of £100,000

You’ve a chance of winning one of 3 top prizes of £100,000, if you register and hold £5,000 or more in a qualifying account during the whole previous calendar month.


Please note: Rates of interest are subject to change.
Interest rate effective from 0.00am on insertAsset12/09/2011.
Interest rates are fixed on account opening.
View the summary box before you apply for this account.
For a definition of AER, Gross and other terms please view our savings glossary.