Current variable rate accounts

Everyday Saver 

Rates valid from Balance   Annual rates
Gross/AER Net

12/04/2014

£1+ Including bonus 0.75%
0.60%
Excluding bonus 0.25% 0.20%

Find out more about an Everyday Saver.


ISA Saver Online

Rates valid from Balance   Tax free/AER
12/08/2014
£1+ Including bonus 1.25%
Excluding bonus 0.25%

Find out more about an ISA Saver Online.


ISA Saver Variable

Rates valid from Balance   Tax free/AER
12/08/2014
£1+ Including bonus 1.20%
Excluding bonus 0.50%

Find out more about an ISA Saver Variable.


Junior Cash ISA

Rates valid from    Balance Tax free/AER
08/07/2014
If the adult registered contact holds a Halifax cash ISA* or for children 16 and over £1+ 4.00%
If the adult registered contact doesn't hold a Halifax cash ISA £1+ 3.00%

* Where the adult Registered Contact for the Junior Cash ISA holds a Halifax cash ISA with a minimum balance of £1 the Relationship Interest rate will apply to the Junior Cash ISA, for children under 16. If the adult registered contact's Halifax cash ISA balance falls below £1, the account is closed or transferred, the relationship interest rate will no longer apply to the Junior Cash ISA. The Relationship Interest will also apply to all Junior Cash ISAs where the child is 16 or over whether or not the Registered Contact has a qualifying Halifax cash ISA. If at any time, you decide you don't want the Junior Cash ISA to receive the relationship interest rate, please let your local branch know.

Find out more about a Junior Cash ISA.


Online Saver

Rates valid from    Balance Annual interest
Gross/AER Net

14/01/2014

Introductory rate £50,000+ 1.00%
0.80%
£20,000+ 0.95% 0.76%
£1+ 0.90% 0.72%
Standard rate £1+ 0.20% 0.16%

Find out more about an Online Saver.


Online Tracker Bond

Rates valid from Term  Balance Monthly rates
Gross p.a. AER Net p.a.
02/09/2014
18 months £50,000+ 1.79%
1.80% 1.43%
£500+ 1.69% 1.70% 1.35%

£50,000+ balance - the gross rate tracks at 1.29% above the Bank of England Bank Rate - currently 0.50%
£500-£49,999 balance - the gross rate tracks at 1.19% above the Bank of England Bank Rate - currently 0.50%

Find out more about an Online Tracker Bond.


Passbook Saver

Rates valid from Balance Annual rates
Gross/AER Net
12/09/2011
£1+ 0.50%
0.40%

Find out more about a Passbook Saver.


Tracker Bond

Rates valid from Term  Balance Monthly rates
Gross p.a. AER Net p.a.
02/09/2014 18 months £500+ 1.69%
1.70% 1.35%

The gross rate tracks at 1.19% above the Bank of England Bank Rate - currently 0.50%.

Find out more about a Tracker Bond.


Young Saver

Young Saver - Opened after 23rd April 2013

Rates valid from  Balance Annual rates
Gross/AER Net
23/04/2013
£1 - £20,000 3.00%
2.40%
Over £20,000 0.50% 0.40%

Young Saver - Opened before 23rd April 2013

Rates valid from  Balance Annual rates
Gross/AER Net
23/04/2013
£1+ 3.00%
2.40%

Find out more about a Young Saver.



Previous variable rate accounts

60 Day Gold

Rates valid from Balance Annual rates Monthly rates
Gross/AER Net Gross p.a. AER Net p.a.

01/03/2009

£100,000+ 0.15%
0.12% 0.15% 0.15% 0.12%
£50+ 0.10%
0.08% 0.10% 0.10%  0.08%


Bonus Gold

Rates valid from   Balance Annual rates Monthly rates
Gross/AER Net Gross p.a. AER Net p.a.

01/10/2009

Including bonus £100,000+ 0.40%
0.32% 0.40% 0.40% 0.32%
£5,000+ 0.35% 0.28% 0.35% 0.35% 0.28%
50+ 0.10% 0.08% 0.10% 0.10% 0.08%
Excluding bonus £100,000+ 0.15% 0.12% 0.15% 0.15% 0.12%
£50+ 0.10% 0.08% 0.10% 0.10% 0.08%


Extra Income Saver

Rates valid from Balance Annual rates Monthly rates
Gross/AER Net Gross p.a. AER Net p.a.
01/10/2009
£100,000+ 0.20%
0.16% 0.20% 0.20% 0.16%
£50,000+ 0.17% 0.14% 0.17% 0.17% 0.14%
£25,000+ 0.15% 0.12% 0.15% 0.15% 0.12%
£5,000+ 0.13% 0.10% 0.13% 0.13% 0.10%
£50+ 0.10% 0.08% 0.10% 0.10% 0.08%


Guaranteed Saver

Rates valid from  Balance Annual rates
Gross/AER Net
01/11/2010
£1+ 0.50%
0.40%


Instant Saver

Rates valid from Balance Annual rates Monthly rates
Gross/AER Net Gross p.a. AER Net p.a.
16/09/2014 £50+ 0.20%
0.16% 0.20% 0.20%  0.16%


ISA Saver Direct

Rates valid from Balance Annual rates
Tax Free / AER
01/04/2009
£1+ 0.50%


Liquid Gold

Rates valid from Balance Annual rates Monthly rates
Gross/AER Net Gross p.a. AER Net p.a.
01/10/2009 £50+ 0.05%
0.04% 0.05% 0.05% 0.04%


Monthly Saver

Rates valid from Balance   Annual rates
Gross/AER Net
01/04/2009
£1+ Including bonus 0.35%
0.28%
Excluding bonus 0.10% 0.08%


Premium Savings Direct

Rates valid from Balance Annual rates Monthly rates
Gross/AER Net Gross p.a. AER Net p.a.
01/03/2009 £250,000+ 0.20%
0.16% 0.20% 0.20% 0.16%
£100,000+ 0.18% 0.14% 0.18% 0.18% 0.14%
£50,000+ 0.16% 0.13% 0.16% 0.16% 0.13%
£25,000+ 0.14% 0.11% 0.14% 0.14% 0.11%
£5,000+ 0.12% 0.10% 0.12% 0.12% 0.10%
 £500+ 0.11% 0.09% 0.11% 0.11% 0.09%
 £50+ 0.10% 0.08% 0.10% 0.10% 0.08%

Reward Saver

Rates valid from Balance Annual rates
4 or less withdrawals 5 or more withdrawals
Gross/AER Net Gross/AER Net
13/11/2012
£1+ 1.70%
1.36% 1.60% 1.28%


Save4it

Rates valid from  Balance Annual rates
Gross/AER Net
01/04/2009
£1+ 1.05%
 0.84%


Saver Reward

Rates valid from Balance Annual rates
3 or less withdrawals 4 or more withdrawals
Gross/AER Net Gross/AER Net
01/10/2009
£100,000+ 0.18%
0.14% 0.05% 0.04%
£50,000+ 0.15% 0.12% 0.05% 0.04%
£25,000+ 0.13% 0.10% 0.05% 0.04%
£50+ 0.10% 0.08% 0.05% 0.04%

Variable Rate Web Saver

Rates valid from    Balance Annual rates
Gross/AER Net
01/04/2009
With cash card £1+ 0.25%
0.20%
Without cash card  £25,000+ 0.20% 0.16%
 £5,000+ 0.15% 0.12%
 £1+ 0.10% 0.08%


Variable Rate ISA Saver

Rates valid from Balance Annual rates
Tax Free / AER
01/10/2009
£27,000+ 0.20%
£21,000+ 0.13%
£1+ 0.10%

Web Saver Extra

Rates valid from  Balance Annual rates
Gross/AER Net
01/08/2013
£1+ 1.30%
1.04%


Young Savers Rate

Rates valid from Balance Annual rates Monthly rates
Gross/AER Net Gross p.a. AER Net p.a.
01/10/2009 £1+ 0.50% 0.40% 0.50% 0.50% 0.40%

Current fixed rate accounts

Fixed Online Saver

Rates valid from Balance Term Annual rates Monthly rates
Gross/AER Net Gross p.a. AER Net p.a.

02/09/2014

£500+ 6 months 1.20% 0.96% 1.19% 1.20% 0.95%
1 year 1.55% 1.24% 1.54% 1.55% 1.23%
2 years 1.80% 1.44% 1.79% 1.80% 1.43%
3 years 1.90% 1.52% 1.88% 1.90% 1.50%
4 years 1.95% 1.56% 1.93% 1.95% 1.54%
5 years 2.00% 1.60% 1.98% 2.00% 1.58%

Find out more about a Fixed Online Saver.


Fixed Saver

Rates valid from Balance Term Annual rates Monthly rates
Gross/AER Net Gross p.a. AER Net p.a.

02/09/2014

£500+ 6 months 1.20% 0.96% 1.19% 1.20% 0.95%
1 year 1.55% 1.24% 1.54% 1.55% 1.23%
2 years 1.80% 1.44% 1.79% 1.80% 1.43%
3 years 1.90% 1.52% 1.88% 1.90% 1.50%
4 years 1.95% 1.56% 1.93% 1.95% 1.54%
5 years 2.00% 1.60% 1.98% 2.00% 1.58%

Find out more about a Fixed Saver.


ISA Saver Fixed

Rates valid from Balance Term Annual rates Monthly rates
Tax free/AER Tax free AER
01/07/2014 £500+ 1 year 1.55% 1.54% 1.55%
18 months 1.70% 1.69% 1.70%
2 years 1.80% 1.79% 1.80%
3 years 2.00% 1.98% 2.00%
4 years 2.10% 2.08% 2.10%
5 years 2.20% 2.18% 2.20%

Find out more about an ISA Saver Fixed.


Kids Regular Saver

Rates valid from  Term Annual rates
Gross/AER Net
12/09/2011 12 months 6.00% 4.80%

Find out more about a Kids Regular Saver.


Regular Saver

Rates valid from  Term Annual rates
Gross/AER Net
12/09/2011 12 months 2.00% 1.60%

Find out more about a Regular Saver.



Previous fixed rate accounts

Matured Funds Account

Rates valid from Balance Annual rates Monthly rates
Gross/AER Net Gross p.a. AER Net p.a.
05/11/2013 £1+ 0.25% 0.20% 0.25% 0.25% 0.20%

Easy access account only available for funds maturing from Guaranteed Reserve and Stepped Income Reserve, Fixed Saver, Fixed Online Saver, Kids Fixed Saver, Tracker Bond and Online Tracker Bond.

 

For a definition of AER, Gross and other terms please view our savings glossary.

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