Personal previous rates
These rates apply to our personal savings accounts.
The rates shown here apply where interest is paid annually, quarterly or at the end of the term (as shown) - a monthly income option is available on some products at slightly lower rates.
You can either browse through all the rates using the scroll bar or click on the account you're interested in below.
You can also view personal previous monthly rates.
Previous Products
For products opened before September 10th 2011.
Halifax Guaranteed Saver Reward
Halifax Premium Savings Direct
The AER shown for each account is the Annual Equivalent Rate.
Halifax Guaranteed Saver Reward
Halifax Guaranteed Saver Reward is a limited offer only available at specific times of the year. All our previous Halifax Guaranteed Saver Reward offers are listed below:
Available from 9 June - 10 August 2008
Available from 15 September - 31 October 2008
Available from 1 November - 26 November 2008
Available from 15 December - 30 December 2008
Available from 5 January - 8 February 2009
Available from 9 February - 15 March 2009
Available from 16 March - 19 April 2009
Available from 20 April - 17 May 2009
Available from 18 May - 19 July 2009
Available from 20 July - 6 September 2009
Available from 7 September - 8 October 2009
Available from 9 October 2009 - 3 January 2010
Available from 5th January 2010 - 31st January 2010
Available from 1st February 2010 – 31st May 2010
Available from 1st June 2010 - 30th September 2010
Available from 1st October 2010 - 31st March 2011
Available from 1st April 2011 - 30th April 2011
Available from 1st May 2011 - 31st May 2011
Available from 1st June 2011 - 30th June 2011
From 9th June - 10th August 2008
|
Interest Rate |
6.25% AER |
6.25% gross pa |
5.00% net pa |
|
Minimum Balance |
£2,500 |
||
|
Withdrawals |
1 withdrawal within the 12 month reward period |
||
|
Conditions |
No more than 1 withdrawal during the 12 month reward period and must keep a minimum balance of £2,500. |
||
From 15 September - 31 October 2008
|
Interest Rate |
5.50% AER |
5.50% gross pa |
4.40% net pa |
|
Minimum Balance |
£2,500 |
||
|
Withdrawals |
4 withdrawals within the 12 month reward period |
||
|
Conditions |
No more than 4 withdrawals during the 12 month reward period and must keep a minimum balance of £2,500. |
||
From 1 November - 26 November 2008
|
Interest Rate |
6.00% AER |
6.00% gross pa |
4.80% net pa |
|
Minimum Balance |
£2,500 |
||
|
Withdrawals |
4 withdrawals within the 12 month reward period |
||
|
Conditions |
Must pay £1,000 each month for 12 months into a qualifying Current Account, make no more than 4 withdrawals during the 12 month reward period and keep a minimum balance of £2,500. |
||
From 15 December - 30 December 2008
|
Interest Rate £2,500 - £119,999 |
3.50% AER |
3.50% gross pa |
2.80% net pa |
|
Interest Rate £120,000 - £9m |
3.60% AER |
3.60% gross pa |
2.88% net pa |
|
Minimum Balance |
£2,500 |
||
|
Withdrawals |
4 withdrawals within the 12 month reward period |
||
|
Conditions |
No more than 4 withdrawals during the 12 month reward period and keep a minimum balance of £2,500. |
||
From 5 January - 8 February 2009
|
Interest Rate |
3.00% AER |
3.00% gross pa |
2.40% net pa |
|
Minimum Balance |
£2,500 |
||
|
Withdrawals |
4 withdrawals within the 12 month reward period |
||
|
Conditions |
Must pay £1,000 each month for 12 months into a qualifying Current Account or hold a Halifax or Bank of Scotland Ultimate Reward current account, make no more than 4 withdrawals during the 12 month reward period and keep a minimum balance of £2,500. |
||
From 9 February - 15 March 2009
|
Interest Rate |
2.50% AER |
2.50% gross pa |
2.00% net pa |
|
Minimum Balance |
£2,500 |
||
|
Withdrawals |
4 withdrawals within the 12 month reward period |
||
|
Conditions |
Must pay £1,000 each month for 12 months into a qualifying Current Account or hold a Halifax or Bank of Scotland Ultimate Reward current account, make no more than 4 withdrawals during the 12 month reward period and keep a minimum balance of £2,500. |
||
|
Interest Rate |
1.75% AER |
1.75% gross pa |
1.40% net pa |
|
Minimum Balance |
£2,500 |
||
|
Withdrawals |
4 withdrawals within the 12 month reward period |
||
|
Conditions |
Must pay £1,000 each month for 12 months into a qualifying Current Account or hold a Halifax or Bank of Scotland Ultimate Reward current account, make no more than 4 withdrawals during the 12 month reward period and keep a minimum balance of £2,500. |
||
|
Interest Rate |
1.40% AER |
1.40% gross pa |
1.12% net pa |
|
Minimum Balance |
£2,500 |
||
|
Withdrawals |
4 withdrawals within the 12 month reward period |
||
|
Conditions |
Must pay £1,000 each month for 12 months into a qualifying Current Account or hold a Halifax or Bank of Scotland Ultimate Reward current account, make no more than 4 withdrawals during the 12 month reward period and keep a minimum balance of £2,500. |
||
|
Interest Rate |
2.00% AER |
2.00% gross pa |
1.60% net pa |
|
Minimum Balance |
£2,500 |
||
|
Withdrawals |
4 withdrawals within the 12 month reward period |
||
|
Conditions |
Must pay £1,000 each month for 12 months into a qualifying Current Account or hold a Halifax or Bank of Scotland Ultimate Reward current account, make no more than 4 withdrawals during the 12 month reward period and keep a minimum balance of £2,500. |
||
From 20 July - 6 September 2009
|
Interest Rate |
2.60% AER |
2.60% gross pa |
2.08% net pa |
|
Interest Rate for Qualifying Current Account Customers |
2.80% AER |
2.80% gross pa |
2.24% net pa |
|
Minimum Balance |
£2,500 |
||
|
Withdrawals |
4 withdrawals within the 12 month reward period |
||
|
Conditions |
No more than 4 withdrawals during the 12 month reward period and keep a minimum balance of £2,500. If you hold a Halifax or Bank of Scotland current account you are eligible to receive a higher rate of interest. To qualify, you must follow the above conditions and either; - hold a Halifax or Bank of Scotland Ultimate Reward Current Account in the same name as your Halifax Guaranteed Saver Reward account throughout the year; or - pay at least £1,000 every month into a qualifying current account in the same name as your Halifax Guaranteed Saver Reward account |
||
From 7 September - 8 October 2009
|
Interest Rate |
2.40% AER |
2.40% gross pa |
1.92% net pa |
|
Interest Rate for Qualifying Current Account Customers |
2.60% AER |
2.60% gross pa |
2.08% net pa |
|
Minimum Balance |
£2,500 |
||
|
Withdrawals |
4 withdrawals within the 12 month reward period |
||
|
Conditions |
No more than 4 withdrawals during the 12 month reward period and keep a minimum balance of £2,500. If you hold a Halifax or Bank of Scotland current account you are eligible to receive a higher rate of interest. To qualify, you must follow the above conditions and either; - hold a Halifax or Bank of Scotland Ultimate Reward Current Account in the same name as your Halifax Guaranteed Saver Reward account throughout the year; or - pay at least £1,000 every month into a qualifying current account in the same name as your Halifax Guaranteed Saver Reward account |
||
From 9 October 2009 - 3 January 2010
|
Interest Rate |
2.50% AER |
2.50% gross pa |
2.00% net pa |
|
Interest Rate for Qualifying Current Account Customers |
3.00% AER |
3.00% gross pa |
2.40% net pa |
|
Minimum Balance |
£2,500 |
||
|
Withdrawals |
4 withdrawals within the 12 month reward period |
||
|
Conditions |
No more than 4 withdrawals during the 12 month reward period and keep a minimum balance of £2,500. If you hold a Halifax or Bank of Scotland current account you are eligible to receive a higher rate of interest. To qualify, you must follow the above conditions and either; - hold a Halifax or Bank of Scotland Ultimate Reward Current Account in the same name as your Halifax Guaranteed Saver Reward account throughout the year; or - pay at least £1,000 every month into a qualifying current account in the same name as your Halifax Guaranteed Saver Reward account |
||
From 5th January 2010 - 31st January 2010
|
Interest Rate |
1.50% AER |
1.50% gross pa |
1.20% net pa |
|
Interest Rate for Qualifying Current Account Customers |
1.50% AER |
1.50% gross pa |
1.20% net pa |
|
Minimum Balance |
£500 |
||
|
Withdrawals |
4 withdrawals within the 12 month reward period |
||
|
Conditions |
No more than 4 withdrawals during the 12 month reward period and keep a minimum balance of £2,500. |
||
1st February 2010- 31st May 2010
|
Interest Rate |
1.50% AER |
1.50% gross pa |
1.20% net pa |
|
Minimum Balance |
£500 |
||
|
Withdrawals |
Unlimited |
||
|
Conditions |
Balance must not exceed £9m |
||
1st June 2010- 30th September 2010
|
Interest Rate |
1.50% AER |
1.50% gross pa |
1.20% net pa |
|
Minimum Balance |
£1 |
||
|
Withdrawals |
Unlimited |
||
|
Conditions |
Balance must not exceed £9m |
||
1st October 2010 - 31st March 2011
|
Interest Rate |
2.00% AER |
2.00% gross pa |
1.60% net pa |
|
Minimum Balance |
£1 |
||
|
Withdrawals |
Unlimited |
||
|
Conditions |
Balance must not exceed £9m |
||
1st April 2011 - 30th April 2011
|
Interest Rate |
2.00% AER |
2.00% gross pa |
1.60% net pa |
|
Minimum Balance |
£1 |
||
|
Withdrawals |
Unlimited |
||
|
Conditions |
Balance must not exceed £9m |
||
|
Interest Rate |
2.00% AER |
2.00% gross pa |
1.60% net pa |
|
Minimum Balance |
£1 |
||
|
Withdrawals |
Unlimited |
||
|
Conditions |
Balance must not exceed £9m |
||
1st June 2011 - 30th June 2011
|
Interest Rate |
2.00% AER |
2.00% gross pa |
1.60% net pa |
|
Minimum Balance |
£1 |
||
|
Withdrawals |
Unlimited |
||
|
Conditions |
Balance must not exceed £9m |
||
Please note:
If you have an existing Halifax Guaranteed Saver Reward the interest rate is applied at the end of the 12 month reward period, if the conditions of the account are met. Until that time, if you view your account through online banking the account will show as Halifax Guaranteed Saver (standard) with the current variable interest rate. This interest rate may change throughout the reward period but will not affect the Reward interest rate you will receive at the end of the 12 months.
UK annual rates from 1st April 2009
| AER | Gross pa | Net pa | |
| £2,500 |
0.50% |
0.50% |
0.40% |
UK annual rates from 15th November 2010
|
Balance |
AER | Gross pa | Net pa |
| £100,000+ | 2.50% | 2.50% |
2.00% |
| £1 - £100,000 |
2.50% |
2.50% | 2.00% |
Halifax Web Saver Reward is a limited offer only available at specific times of the year. All our previous Halifax Web Saver Reward offers are listed below:
From 9 July - 12 August 2008
The reward interest rate will be at least 0.80% above the Bank of England bank rate.
Minimum balance - £1
Withdrawals - Unlimited, balance must be kept above £1 or interest rate for variable rate Web Saver (without card) will apply.
Reward conditions - After 12 months, or if balance falls below £1, the account reverts to a Variable Web Saver (without card) account.
From 5 November - 1 December 2008
|
|
AER |
Gross pa |
Net pa |
|
£120,000 - £500,000 |
5.50% |
5.50% |
4.40% |
|
£60,000+ |
5.20% |
5.20% |
4.16% |
|
£50+ |
5.00% |
5.00% |
4.00% |
Minimum balance - £50
Withdrawals - 4 withdrawals within the 12 month reward period.
Reward conditions - Only 1 Web Saver Reward per customer (sole or joint). Maximum of 4 withdrawals. Rate guaranteed for 12 months if balance kept at minimum of £50 and maximum of £500,000. The variable rate Web Saver (without card) rate will apply at the end of the reward period if the required balance is not maintained during the 12 months.
From 4 February - 6 March 2009
|
|
AER |
Gross pa |
Net pa |
|
£1+ |
1.00% |
1.00% |
0.80% |
Minimum balance - £1
Withdrawals - Maximum 3 withdrawals within the 12 month reward period. The variable rate Web Saver (without card) rate will apply from the 4th withdrawal.
Reward conditions - Only 1 Web Saver Reward per customer (sole or joint). Maximum of 3 withdrawals. Rate guaranteed for 12 months. The Variable Web Saver (without card) rate will apply at the end of the Reward period if more than 3 withdrawals are made.
From 8 June - 19 July 2009
|
|
AER |
Gross pa |
Net pa |
|
£1+ |
2.50% |
2.50% |
2.00% |
Minimum balance - £1
Withdrawals - Maximum 4 withdrawals within the 12 month reward period. The variable rate Web Saver (without card) rate will apply from the 5th withdrawal.
Reward conditions - Only 1 Web Saver Reward per customer (sole or joint). Maximum of 4 withdrawals. Rate guaranteed for 12 months. The Variable Web Saver (without card) rate will apply at the end of the Reward period if more than 4 withdrawals are made.
From 01 April 2011 - 30 April 2011
|
|
AER |
Gross pa |
Net pa |
|
£1+ |
2.80% |
2.80% |
2.24% |
Minimum balance - £1
Withdrawals - Unlimited withdrawals within the 12 month reward period.
Reward conditions - Only 1 Web Saver Reward per customer (sole or joint).
From 1 May 2011 - 31 May 2011
|
|
AER |
Gross pa |
Net pa |
|
£1+ |
2.80% |
2.80% |
2.24% |
Minimum balance - £1
Withdrawals - Unlimited withdrawals within the 12 month reward period.
Reward conditions - Only 1 Web Saver Reward per customer (sole or joint).
UK annual rates from 1st March 2009
variable option with cash card
| Balance | AER / Gross pa | Net pa |
|
£0+ |
0.25% |
0.20% |
UK annual rates from 1st March 2009
- variable option without cash card
| Balance | AER / Gross pa | Net pa |
|
£25,000+ |
0.26% |
0.21% |
|
£5,000 - £24,999 |
0.16% |
0.13% |
|
£0 - £4,999 |
0.10% |
0.08% |
Halifax ISA Direct Reward is a limited offer only available at specific times of the year. All our previous reward offers are listed below:
From 24 February - 30 May 2009
|
Interest Rate |
3.00% AER |
3.00% gross pa |
|
|
Minimum Balance |
£1,000 |
||
|
Withdrawals |
Up to 4 withdrawals during the 12 month reward period |
||
|
Conditions |
If more than 4 withdrawals are made during the 12 month reward period, or your account balance falls below £1,000, the Halifax ISA Saver Direct variable interest rate and account conditions apply to your account from that date. After the 12 month reward period, the Halifax ISA Saver Direct variable interest rate and conditions apply. |
||
From 4 March - 21 September 2010
|
Interest Rate |
2.60% AER |
2.60% gross pa |
|
|
Minimum Balance |
£1,000 |
||
|
Withdrawals |
Up to 4 withdrawals during the 12 month reward period |
||
|
Conditions |
If more than 4 withdrawals are made during the 12 month reward period, or your account balance falls below £1,000, the Halifax ISA Saver Direct variable interest rate and account conditions apply to your account from that date. After the 12 month reward period, the Halifax ISA Saver Direct variable interest rate and conditions apply. |
||
From 22 September 2010 – 26 February 2011
|
Interest Rate |
2.80% AER |
2.80% gross pa |
|
Minimum Balance |
£1 |
|
|
Withdrawals |
Unlimited |
|
|
Conditions |
Unlimited withdrawals during the 12 month reward period. No notice required. Minimum withdrawal £10. If your account balance falls below £1 the ISA Saver Direct variable interest rate and account conditions apply to your account from that date. |
|
From 27 February 2011 – 31 July 2011
|
Interest Rate |
3.00% AER |
3.00% Tax-free p.a. |
|
Minimum Balance |
£1 |
|
|
Withdrawals |
Unlimited |
|
|
Conditions |
Unlimited withdrawals during the 12 month reward period. No notice required. Minimum withdrawal £10. If your account balance falls below £1 the ISA Saver Direct variable interest rate and account conditions apply to your account from that date. |
|
- Variable rate Halifax ISA Saver
UK annual rates from 1st March 2009
| Balance | AER / Gross pa |
|
£27, 000+ |
0.25% |
|
£24, 000+ |
0.15% |
|
£21, 000+ |
0.15% |
|
£18, 000+ |
0.15% |
|
£12, 000+ |
0.10% |
|
£3, 000+ |
0.10% |
| £1+ |
0.10% |
UK annual rates from 1st March 2009
| Balance | AER | Gross pa |
| £1+ |
1.00% |
1.00% |
UK annual rates from 1st March 2009
| Balance | AER / Gross pa | Net pa |
|
£1+ |
1.55% |
1.24% |
Halifax Premium Savings Direct
UK annual rates from 1st February 2009
| Balance | AER / Gross pa | Net pa |
| £250, 000+ |
0.35% |
0.28% |
| £100, 000+ |
0.30% |
0.24% |
| £50, 000+ |
0.25% |
0.20% |
| £25, 000+ |
0.20% |
0.16% |
| £5, 000+ |
0.15% |
0.12% |
| £500+ |
0.10% |
0.08% |
| £50+ | 0.10% | 0.08% |
Halifax Instant Saver
UK annual rates from 1st January 2009
| Balance | AER / Gross % pa | Net % pa |
| £100, 000+ |
0.35% |
0.28% |
| £50, 000+ |
0.30% |
0.24% |
| £25, 000+ |
0.25% |
0.20% |
| £10,000+ |
0.20% |
0.16% |
| £5, 000+ |
0.15% |
0.12% |
| £500+ |
0.10% |
0.08% |
| £50+ | 0.10% |
0.08% |
UK annual rates from 1st March 2009
| Number of withdrawals | ||||
| 0-3 | 4+ | |||
| AER / Gross pa | Net pa | AER / Gross pa | Net pa | |
| £100, 000+ |
0.25% |
0.20% |
0.10% |
0.08% |
| £50, 000+ |
0.20% |
0.16% |
0.10% |
0.08% |
| £25, 000+ |
0.20% |
0.16% |
0.10% |
0.08% |
| £10, 000+ |
0.10% |
0.08% |
0.10% |
0.08% |
|
£5, 000+ |
0.10% |
0.08% |
0.10% |
0.08% |
| £500+ |
0.10% |
0.08% |
0.10% |
0.08% |
| £50+ |
0.10% |
0.08% |
0.10% |
0.08% |
If you have a regularly funded Halifax Current Account, a Halifax Personal Loan or a Halifax mortgage, you can make three extra withdrawals each year without affecting the interest rate; the above rates therefore apply for 0-6, 7-15 and 16+ withdrawals.
Halifax Bonus Gold
Rates quoted include the variable bonus.
UK annual rates from 1st March 2009
| Balance | AER | AER / Gross incl. conditional bonus | Net pa incl. conditional bonus |
| £100,000+ |
0.15% |
0.65% |
0.52% |
| £50, 000+ |
0.10% |
0.60% |
0.48% |
| £25, 000+ |
0.10% |
0.60% |
0.48% |
| £10, 000+ |
0.10% |
0.60% |
0.48% |
| £5, 000+ |
0.10% |
0.60% |
0.48% |
The interest rate (including the bonus of 0.50% gross (0.40% net) pa) will be no lower than 2% below base rate* on balances of £10,000 and over. When an account balance falls below £10,000 the balance will be available immediately without any penalty and the interest rate paid will be at least the same rate as Liquid Gold.
UK annual rates from 1st February 2009
| Balance | AER / Gross pa | Net pa |
| £100, 000+ |
0.10% |
0.08% |
| £50, 000+ |
0.10% |
0.08% |
| £25, 000+ |
0.10% |
0.08% |
| £10, 000+ |
0.10% |
0.08% |
| £5, 000+ |
0.10% |
0.08% |
| £500+ |
0.10% |
0.08% |
The interest rate will be no lower than 2% below base rate* on balances of £5,000 (the minimum opening balance) and over. When an account balance falls below £5,000 the balance will be available immediately without any penalty and the interest paid will be at least the same as Liquid Gold.
UK annual rates: Rates of interest are subject to change but are correct as at 1st March 2009
| Balance | AER excl. conditional bonus | AER incl. conditional bonus | Net pa incl. conditional bonus |
|---|---|---|---|
| £1 | 0.10% | 0.60% | 0.48% |
From 11 March 2010 this account is no longer available to new customers. If you have a Monthly Saver and would like a copy of your conditions please ask a member of staff in any of our branches.
Halifax Liquid Gold
For former Solid Gold customers, annual interest paid on 1st February (in line with previous interest payment date).
UK annual rates from 1st January 2009
| Balance | AER / Gross pa | Net pa |
| £500+ |
0.10% |
0.08% |
| £50+ |
0.10% |
0.08% |
Monthly interest is only available to former Solid Gold customers who previously received monthly interest.
Young Savers Rate
Special rate for under 21s only available on certain accounts.
UK annual rates from 1st December 2008
| Balance | AER / Gross pa | Net pa |
| £1+ |
0.50% |
0.40% |
UK annual rates from 1st April 2009
| Balance | AER | Net pa |
| £100,000+ |
0.45% |
0.36% |
| £50,000+ |
0.30% |
0.24% |
| £25,000+ |
0.30% |
0.24% |
| £10,000+ |
0.25% |
0.20% |
| £5,000+ |
0.25% |
0.20% |
| £500+ |
0.25% |
0.20% |
UK annual rates from 1st June 2004
| Balance | AER / Gross pa | Net pa |
| £1, 000+ |
0.35% |
0.28% |
Only available for funds maturing from Halifax Guaranteed Reserve and Halifax Stepped Income Reserve.
IMPORTANT: The conditions for your account explain when we pay interest on money paid into, and taken out of, your account. Click for details of account charges.
Please ask at any of our branches for copies of the Deposit Accounts conditions and the other conditions that apply to the accounts shown. The account conditions include details of how we may change them, the interest rates and any charges for your account.
Some accounts can only be opened by individuals. Different rates apply for some non-personal accounts and for accounts held by those non-resident in the UK for tax purposes.
The interest rates and other information shown are correct as at the dates shown in the tables and may change under the account conditions.
*The base rate is the rate published by the Bank of England in connection with its open money market operations.
Personal Previous Monthly Rates
We offer a selection of accounts that give you the option of having your interest paid monthly, at a slightly lower rate than the annual rates. The rates shown below are those previous to the current monthly rates.
The AER shown for each account is the Annual Equivalent Rate.
Halifax Premium Savings Direct
Halifax Premium Savings Direct
UK monthly rates from 1st February 2009
| Balance | AER | Gross pa | Net pa |
| £250, 000+ | 0.35% |
0.35% |
0.28% |
|
£100, 000+ |
0.30% | 0.30% | 0.24% |
|
£50, 000+ |
0.25% |
0.25% |
0.20% |
| £25, 000+ |
0.20% |
0.20% |
0.16% |
| £5, 000+ |
0.15% |
0.15% |
0.12% |
| £500+ |
0.10% |
0.10% |
0.08% |
| £50+ | 0.10% | 0.10% | 0.08% |
UK monthly rates from 1st January 2009
| Balance | AER | Gross pa | Net pa |
|
£100, 000+ |
0.35% |
0.35% |
0.28% |
|
£50, 000+ |
0.30% |
0.30% |
0.24% |
|
£25, 000+ |
0.25% |
0.25% |
0.20% |
|
£10, 000+ |
0.20% |
0.20% |
0.16% |
|
£5, 000+ |
0.15% |
0.15% |
0.12% |
|
£500+ |
0.10% |
0.10% |
0.08% |
|
£50+ |
0.10% |
0.10% |
0.08% |
Halifax Bonus Gold
Rates quoted exclude the variable bonus.
UK monthly rates from 1st March 2009
| Balance | AER | Gross pa | Net pa |
| £100, 000+ |
0.15% |
0.15% |
0.12% |
| £50, 000+ |
0.10% |
0.10% |
0.08% |
| £25, 000+ |
0.10% |
0.10% |
0.08% |
| £10,000+ |
0.10% |
0.10% |
0.08% |
| £5, 000+ |
0.10% |
0.10% |
0.08% |
UK monthly rates from 1st February 2009
| Balance | AER | Gross pa | Net pa |
| £100, 000+ |
0.10% |
0.10% |
0.08% |
| £50, 000+ |
0.10% |
0.10% |
0.08% |
| £25, 000+ |
0.10% |
0.10% |
0.08% |
| £10,000+ |
0.10% |
0.10% |
0.08% |
| £5,000+ |
0.10% |
0.10% |
0.08% |
| £500+ |
0.10% |
0.10% |
0.08% |
Halifax Liquid Gold
For former Solid Gold customers, annual interest paid on 1st February (in line with previous interest payment date).
Monthly interest is only available to former Solid Gold customers who previously received monthly interest.
UK monthly rates from 1st January 2009
| Balance | AER | Gross | Net pa |
| £500+ |
0.10% |
0.10% |
0.08% |
| £50+ |
0.10% |
0.10% |
0.08% |
UK monthly rates from 1st December 2008
| Balance | AER | Gross | Net pa |
| £1+ | 0.50% |
0.50% |
0.40% |
UK monthly rates from 1st April 2009
| Balance | AER | Gross pa | Net pa |
| £100,000+ |
0.45% |
0.45% |
0.36% |
| £50,000+ |
0.30% |
0.30% |
0.24% |
| £25,000+ |
0.30% |
0.30% |
0.24% |
| £10,000+ |
0.25% |
0.25% |
0.20% |
| £5,000+ |
0.25% |
0.25% |
0.20% |
| £500+ |
0.25% |
0.25% |
0.20% |
UK monthly rates from 1st June 2004
| Balance | AER | Gross pa | Net pa |
| £1, 000+ |
0.35% |
0.35% |
0.28% |
IMPORTANT: The conditions for your account explain when we pay interest on money paid into, and taken out of, your account. Click for details of account charges.
Please ask at any of our branches for copies of the Deposit Account conditions and the other conditions that apply to the accounts shown. The account conditions include details of how we may change them, the interest rates and any charges for your account.
Some accounts can only be opened by individuals. Different rates apply for some non-personal accounts and for accounts held by those non-resident in the UK for tax purposes.
The interest rates and other information shown are correct as at the dates shown in the tables and may change under the account conditions.
*The base rate is the rate published by the Bank of England in connection with its open money market operations.
