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Non-UK Customer Rates
These rates apply to customers classed as 'not ordinarily resident in the UK' for tax purposes and who can register their UK accounts to receive interest paid gross. This means British expatriates living or working abroad, non-British nationals, or foreign students or nationals temporarily living in the UK.
AER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded each year. The gross rate is the contractual rate of interest, without any deduction for income tax. Interest will be paid gross if you complete a HM Revenue & Customs 'not ordinarily resident' registration. This declaration will confirm that you are not ordinarily resident in the UK for tax purposes. If you don't make a registration, we'll have to pay interest net, after taking off income tax (currently at 20%). If your balance is less than £50 you won't receive any interest unless you appear in our records as being under 21. This does not include Halifax Monthly Saver or Halifax Asset Reserve Cheque Account.
These rates apply where interest is paid annually, quarterly or at the end of the term (as shown) - a monthly interest option is available on some products at a slightly lower rate. For further details contact any branch.
You can either browse through all the rates using the scroll bar or click on the account you're interested in below.
You can also view Non-UK monthly rates.
Halifax Stepped Income Reserve
Halifax Monthly Saver Young Savers Rate
Halifax Asset Reserve Cheque Account
Non-UK annual rates: Rates are subject to change but are correct as at 1st January 2009
| Balance | AER / Gross pa |
£1+ | 2.55% |
Non-UK annual rates: Rates of interest are subject to change but are correct as at 19th December 2008
Term | AER | Gross p.a. |
6 months £100,000+ | 3.15% | 3.13% |
6 months £500+ | 3.00% | 2.98% |
1 year £250,000+ | 3.15% | 3.15% |
1 year £100,000+ | 3.00% | 3.00% |
1 year £75,000+ | 2.90% | 2.90% |
1 year £25,000+ | 2.80% | 2.80% |
1 year £500+ | 2.70% | 2.70% |
2 years £500+ | 2.75% | 2.75% |
3 years £500+ | 3.00% | 3.00% |
The interest rates above are correct as at the date shown. However, for existing customers with an account approaching maturity please note that the rates may change between now and your maturity date.
Halifax Stepped Income Reserve
Non-UK annual rates: Rates of interest are subject to change but are correct as at 19th December 2008
AER 3.50% | ||
£2, 000+ | ||
Term | Gross p.a. | |
Year 1 | 3.00% | |
Year 2 | 3.25% | |
Year 3 | 3.50% | |
Year 4 | 3.75% | |
Year 5 | 4.00% | |
Halifax Monthly Saver
Non-UK annual rates: Rates are subject to change but are correct as at 1st January 2009
| Balance | AER | AER incl. conditional bonus | Gross pa incl. conditional bonus |
£1+ | 0.10% | 2.10% | 2.10% |
Halifax Monthly Saver Young Savers Rate
Non-UK annual rates: Rates are subject to change but are correct as at 1st January 2009
| Balance | AER | AER incl. conditional bonus | Gross pa incl. conditional bonus |
£1+ | 1.05% | 3.05% | 3.05% |
Non-UK annual rates: Rates are subject to change but are correct as at 1st January 2009
| Balance | AER | AER/Gross pa incl. conditional bonus |
| £100, 000+ | 0.30% | 0.80% |
| £50, 000+ | 0.25% | 0.75% |
£25, 000+ | 0.20% | 0.70% |
| £10, 000+ | 0.15% | 0.65% |
| £5, 000+ | 0.10% | 0.60% |
Halifax 60 Day Gold
Interest paid annually on 1 February or monthly at a slightly lower rate.
Non-UK annual rates: Rates are subject to change but are correct as at 1st January 2009
| Balance | AER / Gross pa |
£100,000+ | 0.35% |
£50,000+ | 0.30% |
£25,000+ | 0.25% |
£10,000+ | 0.20% |
£5,000+ | 0.15% |
£500+ | 0.15% |
For former Solid Gold customers, annual interest paid on 1st February (in line with previous interest payment date).
Non-UK annual rates: Rates are subject to change but are correct as at 1st January 2009
| Balance | AER / Gross pa |
£500+ | 0.10% |
£50+ | 0.10% |
Monthly interest is only available to former Solid Gold customers who previously received monthly interest.
Young Savers Rate
Special rate for under 21s only available on certain accounts.
Non-UK annual rates: Rates are subject to change but are correct as at 1st January 2009
| Balance | AER/ Gross pa |
£1+ | 0.50% |
Halifax Asset Reserve Cheque Account
Non-UK annual rates: Rates are subject to change but are correct as at 1st January 2009
| Balance | AER | Gross pa |
£5, 000+ | 0.15% | 0.15% |
| £50+ | 0.10% | 0.10% |
Matured Funds Account
Non-UK annual rates: Rates are subject to change but are correct as at 1st January 2008
| Balance | AER / Gross |
£1, 000+ | 0.10% |
IMPORTANT: The conditions for your account explain when we pay interest on the money paid into, and taken out of, your account. Click for details of account charges. Please contact any of our branches for copies of the Deposit Account conditions and the other conditions that apply to the accounts shown. The account conditions include details of how we may change them, the interest rates and any charges for your account.
The interest rates and other information shown are correct as at the dates shown in the tables and may change under the account conditions.
Halifax Stepped Income Reserve
Non-UK monthly rates: Rates are subject to change but are correct as at 1st January 2009
| Balance | AER excl. conditional bonus | AER inc. conditional bonus | Gross pa inc. conditional bonus |
£100,000+ | 0.30% | 0.80% | 0.80% |
£50,000+ | 0.25% | 0.75% | 0.75% |
£25,000+ | 0.20% | 0.70% | 0.70% |
£10,000+ | 0.15% | 0.65% | 0.65% |
£5,000+ | 0.10% | 0.60% | 0.60% |
The interest rate (including the bonus of 0.50% gross (0.40% net) pa) will be no lower than 2% below base rate* on balances of £10,000 and over. When an account balance falls below £5,000 (£10,000 for accounts opened before 1st August 2004) the balance will be available immediately without any penalty. The interest rate paid will be at least the same rate as Liquid Gold rate on balances below £5,000.
Non-UK monthly rates: Rates are subject to change but are correct as at 1st January 2009
Balance | AER | Gross pa |
£100,000+ | 0.35% | 0.35% |
£50,000+ | 0.30% | 0.30% |
£25,000+ | 0.25% | 0.25% |
£10,000+ | 0.20% | 0.20% |
£5,000+ | 0.15% | 0.15% |
£500+ | 0.15% | 0.15% |
The interest rate will be no lower than 2% below base rate* on balances of £5,000 (the minimum opening balance) and over. When an account balance falls below £5,000 the balance will be available immediately without any penalty and the interest paid will be at least the same as Liquid Gold
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Monthly interest is only available to former Solid Gold customers who previously received monthly interest.
Non-UK monthly rates: Rates are subject to change but are correct as at 1st January 2009
| Balance | AER | Gross pa |
| £500+ | 0.10% | 0.10% |
| £50+ | 0.10% | 0.10% |
Non-UK monthly rates: Rates of interest are subject to change but are correct as at 19th December 2008
Term | AER | Gross p.a. |
1 year £250,000+ | 3.15% | 3.11% |
1 year £100,000+ | 3.00% | 2.96% |
1 year £75,000+ | 2.90% | 2.86% |
1 year £25,000+ | 2.80% | 2.76% |
1 year £500+ | 2.70% | 2.67% |
2 years £500+ | 2.75% | 2.72% |
3 years £500+ | 3.00% | 2.96% |
The interest rates above are correct as at the date shown. However, for existing customers with an account approaching maturity please note that the rates may change between now and your maturity date.
Halifax Stepped Income Reserve
Non-UK monthly rates: Rates of interest are subject to change but are correct as at 19th December 2008
AER 3.50% | ||
£2, 000+ | ||
Term | Gross p.a. | |
Year 1 | 2.96% | |
Year 2 | 3.20% | |
Year 3 | 3.45% | |
Year 4 | 3.69% | |
Year 5 | 3.93% | |
Young Savers Rate
Non-UK monthly rates: Rates are subject to change but are correct as at 1st January 2009
| Balance | AER | Gross pa |
£1+ | 0.50% | 0.50% |
Non-UK monthly rates: Rates are subject to change but are correct as at 1st January 2009
Balance | AER | Gross pa |
£100, 000+ | 1.76% | 1.75% |
£50, 000+ | 1.66% | 1.65% |
£25, 000+ | 1.61% | 1.60% |
£10, 000+ | 1.56% | 1.55% |
| £5, 000+ | 1.56% | 1.55% |
Matured Funds Account
Non-UK monthly rates: Rates are subject to change but are correct as at 1st January 2008
| Balance | AER | Gross pa |
£2, 000+ | 0.10% | 0.10% |
IMPORTANT: The conditions for your account explain when we pay interest on the money paid into, and taken out of, your account. Please contact any of our branches for copies of the Deposit Account conditions and the other conditions that apply to the accounts shown. The account conditions include details of how we may change them, the interest rates and any charges for your account.
The interest rates and other information shown are correct as at the dates shown in the tables and may change under the account conditions.
