Tax Free Savings Accounts

If you're a taxpayer you really should have an ISA (Individual Savings Account). That's because, unlike other types of savings accounts, you receive the interest with no tax taken off.

Account Name Main benefit Interest rates up to (AER)

Minimum opening balance

 Access Withdrawals
Fixed Rate ISA Saver Guaranteed rates on your tax free savings

4.25%

(4 year term, £500+)

 £500

Online, branch, phone

 By closure only

Apply online
ISA Direct Reward Limited offer - great rate with easy access

2.60%

(variable)

 £1,000 Online or phone 4 within the 12 month reward period Apply online
ISA Saver Direct Save tax free with easy access to your funds

0.50%

(variable)

 £1 Online or phone Unlimited Apply online
Variable Rate ISA Saver Branch based passbook ISA offering instant access

0.20%

(£27,000+)

 £1 Online or branch Unlimited

Apply online

Please note: Rates of interest are subject to change, to check effective dates for all our Savings products please see our Interest Rates section.

 

Other types of ISAs

Stocks & Shares ISAs

Looking for the best ISA to suit your needs? Interested in investing for the longer term? Our stocks and shares ISA lets you invest for growth.

> Find out more about our stocks and shares ISA

Share Dealing Self-Select ISAs

Deal in shares or funds and enjoy tax efficient growth, currently free from Capital Gains Tax when you open an Individual Savings Account (ISA) or transfer your existing ISA to Halifax.  

> Find out more about Share Dealing Self-Select ISAs

 

Here's a quick summary of things to know about cash ISAs:

  • Interest with no tax taken off - so for every £1 of interest you earn on your savings, at least 20p is saved from the taxman
  • Save up to £5,100 - each tax year in a cash ISA 
  • One cash ISA per year - with one provider
  • Leave your savings for as long as you like - you don't have a time limited to withdraw your savings, so can continue to enjoy tax free interest for years to come
  • Transfer your ISA - if you like the look of our ISA account but already have an ISA open for this tax year with another provider, simply transfer your ISA account to us

For more details print off our guide to ISAs (opens as PDF)

 

Helpful Information

What is an ISA?   Use our guide to find out more about ISAs

Choose your ISA   Find the right ISA to suit your needs

Did you know ISA rules changed on the 6th April 2008 and 6th October 2009?  Find out today how you can benefit.

> Find out more about our ISA changes