BANK ACCOUNTS

Choose from one of our bank accounts below.

Our range of bank accounts can offer you simplicity when managing your everyday spending, or a little bit more, with accounts that include a wide range of insurance benefits. Browse our variety of bank accounts today, to find the one that’s right for you and apply.


Reward Current Account

The everyday banking account with no monthly fee for maintaining the account.


Ultimate Reward Current Account

Travel insurance, mobile phone insurance, car breakdown cover and more. You’ll need to pay a monthly fee to maintain this account.


Student Current Account

An account packed with everything you need to help make the most of your studies.

Also view our range of youth accounts tailored for teens aged 11 to 17 years. Alternatively you can compare our full range of bank accounts.


Service Quality Information for personal current accounts

The requirement to publish the Financial Conduct Authority Service Quality Information for personal current accounts can be found here.


Debit cards with more.

Cashback, Contactless payments, Apple Pay or Google Pay. There’s more to our cards than a little bit of plastic.

Debit cards


General bank account enquiries

View our straightforward guides offering information to help meet your banking needs.

General bank account enquiries

Documents and information you may need to open a bank account


Rates and fees

Find information about account fees, reward payments, overdrafts and more.

Rates and fees


Independent service quality survey results (GB)

Personal current accounts

Published August 2019

As part of a regulatory requirement, an independent survey was conducted to ask approximately 860 customers of each of the 16 largest personal current account providers if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.

Overall service quality

We asked customers how likely they would be to recommend their personal current account provider to friends and family.

Ranking

Rank 1, Metro Bank 82%Rank 1, first direct 82%

Rank 3, Nationwide 74%Rank 4, Barclays 66%Rank 5, Lloyds Bank 64%Rank 11, Halifax 58%

View the full set of results

The requirement to publish the Financial Conduct Authority Service Quality Information for personal current accounts can be found here.


Independent service quality survey results (NI)

Personal current accounts

Published August 2019

As part of a regulatory requirement, an independent survey was conducted to ask approximately 435 customers of each of the 9 largest personal current account providers if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.

Overall service quality

We asked customers how likely they would be to recommend their personal current account provider to friends and family.

RankingRank 1, HSBC UK 77%Rank 2, Nationwide 76%Rank 3, Barclays 72%Rank 3, Halifax 72%Rank 5, Danske Bank 69%

View the full set of results

The requirement to publish the Financial Conduct Authority Service Quality Information for personal current accounts can be found here.


1 We use a range of third party providers for the Ultimate Reward Current Account benefits. For full details of the benefits, policies, account terms and conditions and the range of third party providers we use, please read the Getting Started Guide (PDF).

The Ultimate Reward Current Account will cost £17 a month. However, if in the previous calendar month you pay in £750 or more and pay out at least 2 different direct debits and remain in credit you will receive a discount of £2, reducing your monthly maintaining the account fee to £15. You'll also need to keep your account open/not change it to a different type of current account until the fee is due to be debited (by the second working day of the following calendar month).

Halifax current accounts and services are offered subject to status. Available only to personal customers aged 18 or over who are resident in the UK.

*Based on Halifax internal switch data since the Current Account Switch Service launched in September 2013

Whether you can have an arranged overdraft and the amount will depend upon your personal circumstances at the time you apply for one. Any overdraft we agree is repayable on demand, including any fee.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). For further information about the compensation provided by the FSCS, refer to the FSCS website at www.fscs.org.uk/. You can also visit our Financial Services Compensation Scheme page for more details.

FSCS protected