Ultimate Reward Current Account
All the standard features, plus AA breakdown cover, travel and mobile phone insurance and more, for £15 a month.
Offer now available to new and existing customers who hold an active bank account elsewhere. To qualify, use the switching service to transfer and close your old account.
If you’ve received a Halifax switching offer since January 2012 you can’t get this offer.
Benefits & features
|Lower monthly fee|
|The Ultimate Reward Current Account will cost you £15 a month. If you pay in £750 or more, have a minimum of two different direct debit mandates paid from your account each calendar month and keep your account in credit, you will pay the lower monthly account fee of £10.|
|Online Banking exclusive! Register for Cashback Extras online and earn cashback on offers when you spend using your debit card.|
|Worldwide multi-trip family travel insurance
Administered by FirstAssist Insurance Services and underwritten by Great Lakes Reinsurance (UK) plc
|Cover includes your spouse, civil partner or partner who you live with (aged under 71) and children under 16 or under 23 and in full time education. Children are not covered for independent travel. Includes winter sports cover (people aged under 65) and golf trips. Medical exclusions apply to pre-existing conditions, although cover may be agreed by notifying the insurer. Please see the terms and conditions for full details.|
|AA Breakdown Cover, inc. Home Start
Provided by The Automobile Association Developments Limited (Trading as AA Breakdown Services). Accident Management is underwritten by Acromas Insurance Company Limited.
|Breakdown assistance when you need it most. You're covered as a driver or a passenger in any eligible vehicle if you breakdown at home or on the roadside.|
|Mobile phone insurance
Arranged and administed by STAMS Limited with a single insurance provider, London General Insurance Company Limited
|Insurance at home and abroad if your mobile phone is lost, stolen or damaged.|
|Home emergency cover
Underwritten by Inter Partner Assistance S.A.
|Cover from burst pipes to broken windows, get the help and repairs you need.|
Underwritten by Allianz Insurance plc
|Card protection for all your debit, credit, store and charge cards if they’re lost or stolen, whether at home or abroad.|
You must review any existing insurance policies you have with Halifax or any other providers as you may already have equivalent cover. Read the Ultimate Reward Current Account Getting Started Guide (PDF) for a summary of the key differences between the cover provided as part of the Ultimate Reward Current Account and our standalone policies for travel insurance, home insurance and car breakdown cover.
|£50 overdraft buffer|
|If you are overdrawn by £50 or less our overdraft buffer means you won’t pay any planned or unplanned overdraft fees.|
|Travel money exclusive offer|
|Your Ultimate Reward Current Account comes with an exclusive offer with our Travel Money services:
|Standard account features|
|Planned overdraft||Unplanned overdraft|
|Daily fee||Amount of
|Up to and including £300||N/A||All balances||£5|
|£300.01 to £1,999.99||£1|
|£2,000 to £2,999.99||£2|
|£3,000 and above||£3|
|If you use a planned overdraft of £1,200, then we'll charge you a daily fee of £1. For Ultimate Reward Current Accounts, you will pay the higher monthly account fee of £15 rather than £10 if you use your overdraft. This means there will be an indirect additional cost of £5 if you use a planned overdraft on this account.|
Apply for an Ultimate Reward Current Account