Go paper-free
Amend paper-free preferences for your statements and communications.
Now you’ve got your Smart Spending Account and debit card, it’s time to learn the best ways to use them.
Find out about the ways money can come in and go out of your Money Smart accounts.
Make the most of your Money Smart debit card with our video guide.
Yes. You'll only be able to spend the money that's in your Smart Spending Account. To make it easy, we've set daily spending limits so you can't overspend.
Ways to manage your money |
Aged 11-15 |
Aged 16-17 |
Aged 18 |
---|---|---|---|
Ways to manage your moneyUsing your debit card to pay online and in shops. |
Aged 11-15£200 |
Aged 16-17£1,000 |
Aged 18The money you have in your account. |
Ways to manage your moneyUsing Online Banking to transfer money. |
Aged 11-15£500. This limit also applies to your Smart Savings Account. |
Aged 16-17£500. This limit also applies to your Smart Savings Account. |
Aged 18£500. This limit also applies to your Smart Savings Account. |
Ways to manage your moneyUsing one of our branches with a counter to take money out. |
Aged 11-15£1,000 |
Aged 16-17£1,000 |
Aged 18£5,000 |
Ways to manage your moneyUsing your debit card to take money out of a cash machine. |
Aged 11-15£100 |
Aged 16-17£100 |
Aged 18£500 |
Ways to manage your moneyUsing the Post Office to take money out. |
Aged 11-15£100 |
Aged 16-17£100 |
Aged 18£300 |
You don't get a cheque book with your Money Smart accounts. But you might find you get the occasional cheque. Read about how to pay a cheque into your account.
Halifax Money Smart® is a registered trademark of Bank of Scotland plc.
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