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If you're a Halifax current account holder and looking at new finance or to switch your current finance to us, it's simple.
Get started here Car financeIf you're looking to finance a new or used car, Halifax car finance could be right for you. We have a range of car finance products for you to select from. This includes an option to switch your car finance to us.
A hire purchase agreement could be right for you, if you
6.2% APR representative when you borrow between £7,000 and £25,000.
Getting an online quote won't affect your credit score
Get your hands on a brand new car with fixed monthly payments and hand it back at the end of the rental agreement.
Leasing is exclusively provided by Lex Autolease Limited trading as Halifax. Bank of Scotland plc act as a credit broker and not the lender. Halifax is a division of Bank of Scotland plc.
Lex Autolease are one of the UKs biggest leasing companies. They have a fleet of over 270,000 vehicles, including more than 67,000 electric and alternatively-fuelled vehicles.
If you already have car finance with another provider, you could switch your car finance and save money.
We offer two different car finance options - Personal Contract purchase (PCP) or Hire Purchase (HP).
Here are some of the benefits of refinancing:
6.2% APR representative when you borrow between £7,000 and £25,000. This is based on our Hire Purchase product.
Getting an online quote won't affect your credit score.
A personal contract purchase agreement could be right for you, if you:
8.9% APR representative when you borrow between £7,000 and £25,000.
Getting an online quote won't affect your credit score.
Important information: to apply, you must be age 18 or over, a UK resident, hold a current account with us (min 3 months) and registered for Online Banking. We can't refinance cars from existing Bank of Scotland, Halifax or Lloyds Bank car finance customers.
Lending is subject to status and additional affordability checks.
Whether you're just browsing, or you've found the car you want. Here's what you can expect.
Get an idea of what your monthly payments could be using our calculator.
Here's some helpful information based on the most frequently asked questions our customers have.
If you’d like to speak to someone about your recent car finance application, we’re here to help.
Call: 0333 202 7967
Lines are open:
If you’d prefer to manage your account online, here are some of services you can access:
Sign into the car finance portal
Not registered? To register for the service, we’ll need your date of birth, post code and a valid e-mail address. You’ll then be asked to create a secure password.
Register for the car finance portal
Getting in touch
If you’d prefer to speak to us about your account, we’re happy to help.
Call: 0333 202 7940
Lines are open:
We work with most car dealerships in the United Kingdom. During your car finance application, you’ll be able to search by location or post code for your car dealership.
If your preferred car dealership is not available to select, we can usually update it within 24 hours. We will check to make sure the car dealership meets our criteria. You’ll need to complete our quick online form with the details.
Please note: We can't offer car finance for the following traders: Cazoo, Cinch, Motorpoint or private sellers. It may be possible to offer you a personal loan instead to cover the cost of buying the car or your choice.
If you’re not sure an electric car is right for you, we’ve got more information that could help.
If you're not sure what type of car finance is most suitable, we have a comparison tool. The tool shows the differences between the types of car finance. It can help you select the right type of car finance for you.
If car finance is not suitable for your needs, there are other ways to borrow with Halifax.
Get cover you can rely on with one of our insurance policies. And for added peace of mind you can choose from a range of optional extras.
Confused by credit? Understand more about how credit works, how to improve your score, and how it affects applying for car finance.