A little extra to your ordinary

Start earning cashback and access travel benefits with the Halifax World Elite Mastercard®:

  • 0.5% cashback on purchases totalling up to and including £15,000 in each anniversary year from account opening.
  • 1% cashback on purchases totalling over £15,000 in each anniversary year from account opening.
  • Travel benefits including Priority Pass and Airport Security Fast Track.

£15 monthly account fee.

Credit is available, subject to status, to UK residents aged 18 and over.

Check your eligibility

Travel the way you want to

Priority Pass for airport lounges

Get access to more than 1,300 airport lounges worldwide.

Priority Pass Priority Pass (opens in a new window)

Airport Security Fast Track

Fast Track your way through airport security at participating airports, provided by DragonPass.

Airport Security Fast Track Airport Security Fast Track (opens in a new window)

Priceless experiences

Take on the world with access to Mastercard PricelessTM experiences and offers

Priceless experiences Priceless experiences (opens in a new window)

Share the benefits

Add another cardholder to your Halifax World Elite Mastercard®. 

  • Boost your cashback. 
  • Share the travel benefits at no extra cost. 

Representative example

Based on example borrowing of £1,200 with an account fee of £15 per month and an interest rate on purchases of 22.94% p.a. variable, you'll receive a 55.0% APR representative variable. Credit limits may vary based on your personal circumstances.

Your standard interest rates will be linked to the Bank of England Base Rate. This means it will change automatically in line with changes to the Base Rate, but any promotional rates and offers you have won't.

As our standard interest rates are variable it means we can also change them for other reasons in the future if we need to.

Good to know

  • Cashback will be awarded monthly to your credit card account - the day after your statement date. 
  • Cashback won't be treated as a payment and you must make at least your minimum monthly payment on time each month.
  • Paying only the minimum monthly payment will take longer to repay and cost you more in interest.
  • You’ll earn cashback on card purchases made by you or an additional card holder. You won’t earn it on anything else added to your account.
  • To continue to earn cashback and access benefits, make sure you manage your credit card in line with the terms and conditions.
  • 2.95% fee applies to all foreign transactions.
  • To access and use the full range of benefits on the World Elite Mastercard® and check your cashback balance, you should register for Online Banking and download the Mobile Banking App.

Travel benefits important information

  • Some benefits are provided by third parties and the benefits and providers could change.
  • To provide you with these benefits, Lloyds Banking Group will share information with Mastercard and other benefits providers.

What else do I need to know about the Halifax World Elite Mastercard®?

Features that come as standard

  • Section 75 protection on most purchases of over £100 but not more than £30,000.
  • Manage your account online. From your computer, tablet or phone, you can check balances, recent transactions and statements. You can also make payments, request transfers and more.
  • Fraud protection. You won’t be charged for transactions you didn’t make, as long as you tell us right away when you spot something that’s not quite right, or if you lose your card.
  • Lots of payment options. You can make your monthly payments in several ways, including bank transfer, debit card and regular Direct Debit payments.
  • UK call centres. Our UK-based contact centres are just a phone call away. We're here to help with essential services available 24 hours a day, 7 days a week.
  • Contactless card. Make payments up to £100 securely and quickly wherever you see the contactless symbol. You can also add your card details to a compatible mobile device, ready to use online and at checkouts.
  • Paper-free statements. Monthly statements are delivered online, and we’ll let you know by email when your statement is ready to view online.

Will I be accepted?

Simple Check will let you find out if you’re likely to be approved for a Halifax World Elite Mastercard, with no obligation to apply afterwards.

  • You’ll see the credit limit you’re likely to get.
  • Your credit score won’t be impacted.
Check your eligibility

Important documents

Looking for a new credit card?

Maybe you want to transfer a balance, help manage an everyday spend or spread the cost of a big-ticket item? We’ve got a card for that. 

Cashback credit cards

Travel credit cards

Large purchase credit cards

Everyday spending credit cards

Balance transfer credit cards


Find out more about credit cards

Whether you’re thinking of applying for a new Halifax credit card or you’re already a customer, our guides will help you find out more.

How credit cards work

What are credit card interest rates

Tips for managing your card

Using your credit card abroad

Credit cards help and guidance

Get clued up on credit

Your credit score can impact what cards and interest rates you could get. Learn more about how credit works, how to check and improve your credit score, and more.

Why is your credit score important

What affects your credit score

How to improve your credit score

Check your credit score

Credit explained

Making sure you get a fair deal

We want you to find a product that's right for your circumstances, which is why we adhere to the Standards of Lending Practice, which are monitored and enforced by the Lending Standards Board

To find out more you can read the statement of responsibilities, which details what's expected of us, the lender and you the borrower.

Download the statement of responsibilities (PDF 60KB)