BUILDINGS INSURANCE.

Halifax Home Insurance and Halifax Home Insurance Ultimate are underwritten by Lloyds Bank General Insurance Limited.

Our buildings insurance protects your private residence and any structures attached to it against the usual risks, such as fire, flood and storm damage, subsidence and vandalism.

You also get a range of reassuring benefits as standard, including:

  • Alternative accommodation - for your family and domestic pets if you can’t live in your home because of an insured event.
  • Accidental damage to underground services - such as underground pipes or drains belonging to you.
  • Property owner's liability - in case of claims made against you by visitors who get injured following an accident at your home.

Our buildings insurance also covers your roof and any permanent fixtures in your home, such as plumbing, wiring and kitchen / bathroom fittings. It also protects a wide range of things within the boundary of your home, including your garden walls, gates, fences, paths, driveways, patios, fixed solar panels and hot tubs.

Limits, terms and exclusions apply, see our policy booklet for full details.

Compare our home insurance cover


Insurance jargon busters.

We've created some useful jargon busters to help make things extra easy to understand.


Get a quote

We’ve made it easy for you to buy great value home insurance. Compare our two levels of cover side by side when you get a quote.

Get a quote online Retrieve a quote

Or call for a quote on 0800 085 6844. Lines open Mon to Fri 8am – 8pm and Sat 8am – 4pm. (Times may vary on public holidays).


Calls will be recorded and may be monitored for training and/or quality purposes.


Important information

Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.