Sometimes also called house contents insurance, this is insurance that gives you cover for loss or damage to items in your home, but are not part of the building itself. Different policies vary but usually a contents insurance quote offers you protection for your personal possessions against flooding, fire and theft.
Some of your personal possessions may have a high cost in money terms – if the worst happens it might cost a lot to replace them. It's not always easy to work out the cash value, but a sensible approach is:
If you own anything particularly valuable, you might have to give details on the policy. There will also most likely be a limit on any claim. We’ve put together a handy checklist (PDF) to help you calculate the value of your contents and work out how much cover you’ll need.
Halifax home contents insurance offers you protection against flooding, fire and theft from the home for these items:
Halifax has cover options that can be added to your standard policy for an additional cost. This means you can tailor the cover to suit your needs, for example:
Our Home Insurance policy comes with up to £75,000 cover as standard. Limits apply, but you also get all of the following as standard.
If you're looking for a higher level our Home Insurance Ultimate offers some elements of unlimited cover and more cover is included as standard.
Limits, terms and exclusions apply, see our policy booklet for full details.
Halifax Home Insurance and Halifax Home Insurance Ultimate are underwritten by Lloyds Bank General Insurance Limited.
We've made it easy for you to buy great value home insurance. Compare our two levels of cover side by side when you get a quote.
The two offers can be taken together.