Get prepared before a storm

Stormy weather can take us all by surprise and cause havoc, so it's important you react quickly but calmly once you know a storm is coming. Here are some simple steps you can take to help protect your home against storms.

  • Inspect your roof – Make sure there aren't any loose or broken tiles that could blow off and damage property or injure people.
  • Keep rain out – Check that your windows and doors fit securely and that the seals aren’t damaged. Have a look at your guttering to see if its securely fitted and not blocked. Blocked downpipes create overspill so make sure they are clear.
  • Secure everything outside – Make sure fences and gates are sturdy, try to secure garden furniture, bins, trampolines, plant pots and anything that isn’t tied down which could be blown around. If it can’t be secured, try and move it to a sheltered part of your garden or further away from your home.
  • Put an emergency kit together – Keep a torch, candles and lighter, tinned food, warm clothing and blankets in a waterproof bag.
  • Make a list of emergency contacts – Add numbers to your mobile for a local trades such as a roofer, plumber and electrician and for your utility and insurance company
  • Insurance policy documents – Make sure you have these to hand.
  • Storms can cause flooding – Read more about how to get prepared for a flood.

What to do during a storm

  • Stay indoors - the best thing to do is stay inside and wait for the storm to pass.
  • Have your emergency kit close to hand.
  • Turn off your gas and electric If you are at risk of flooding.


  • Go outside to try and repair damage during the storm
  • Touch the electricity supply if you are standing in water.

What to do if your home is damaged by a storm

  1. Ring the claims line as soon as you can to let them know what’s happened.
  2. Remove any damaged contents. Don’t throw them away as you may need them later for your claim.
  3. Keep samples of your carpets and rugs if you can.
  4. Take photographs and make a list of all damaged items to help support your claim.

Get a quote.

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Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.