You can choose from a wide range of investment options, including funds, shares, and exchange traded funds (ETFs). Whether you want to invest in an individual company, track the price of gold or invest on an international market, we can help.
Please remember that the value of investments and the income from them can fall as well as rise, and you may get back less than you invest.
A share is simply a unit of ownership. If you own a share, you own a stake in a particular company. Shares (also known as equities) are listed on a stock exchange and the price of all shares will fluctuate throughout the day.
You can trade shares directly on stock exchanges in New York, Paris, Frankfurt, Milan, Amsterdam and Brussels. If you want to invest in other global stock markets, this can be possible using a type of investment called a depository receipt – these are securities which represent an interest in an overseas security.
Funds are a form of collective investment where professional Fund Managers will pool together investors’ money and invest on their behalf. Since your investment can be spread over a range of different stock markets, sectors and investment types (without you having to buy lots of individual shares), the risk involved may be reduced.
In an actively managed fund, a professional Fund Manager will monitor investments with the objective of ensuring that the fund achieves its expected regular income or investment growth.
In a passively managed fund, the fund manager follows predetermined guidelines (such as tracking an index) in order to meet the fund's objective.
There are also funds which just track the market – also known as passive funds. If you want to track an index (like the FTSE 100 or S&P 500) or invest in a commodity (such as gold or platinum) you can do this via an Exchange Traded Fund (ETF) or Commodity (ETC). They’re usually designed to replicate an index, sector, commodity or currency and a Fund Manager will invest in the relevant assets with the aim of closely tracking its performance.
An investment trust is a company which invests in a number of different assets in order to generate a return for shareholders. Unlike funds, shares in investment trusts trade directly on the stock exchange and so their price can move throughout the day.
Bonds and gilts are essentially loans made to companies or governments by investors as a way of raising money. When you invest in a bond or gilt you’re lending money for a fixed period in return for a fixed rate of interest.
Call us on 03457 22 55 25 to trade a bond or gilt