HALIFAX PERSONAL LOAN

    Our Personal Loan features.

    • You can apply for up to £25,000
    • It takes about 10 minutes to apply online and get a decision
    • If you’re approved, you should have the money in your chosen account within 5 working days

    View and example of our Personal Loan agreement (PDF)

    You can apply if:

    • you're a UK resident (excluding the Channel Islands and the Isle of Man)
    • you've not been declined for credit in the last month or have a history of bad credit
    • you're aged 18 or over
    • you're not in full time education
    • you're in paid employment or have a regular income

    See how much you could borrow.

    Use our calculator to see how much you could afford to borrow before getting your personalised quote online.

    Representative Example

    You could borrow £6,000 over 48 months with 48 monthly repayments of £155.94. Total amount repayable will be £7,485.12. Representative 11.90% APR, Annual interest rate (fixed) 11.29%.

    £
    Lower amount
    28.9%
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    3.5%
    5.8%
    6.8%

    Loan amount illustrative APR

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    Representative Example

    You could borrow £6,000 over 48 months with 48 monthly repayments of £155.94. Total amount repayable will be £7,485.12. Representative 11.90% APR, Annual interest rate (fixed) 11.29%.

    Monthly Repayments

    £0.0

    Total repayable

    £0.0

    Illustrative

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    APR

    Apply for a Personal Loan

    Applying for our Personal Loan is easy and you could get a decision in minutes.

    Continue to application

    If our Personal Loan isn't right for you consider our other borrowing options.


    Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ.