Sporty or practical? Brand new, or a few miles on the clock? Whatever plans you have, a car loan could help.
3.5% APR representative for loans of £7,500 to £25,000 over 1 to 5 years
You could borrow £10,000 over 48 months with 48 monthly repayments of £223.32. Total amount repayable will be £10,719.36. Representative 3.5% APR, Annual interest rate (fixed) 3.45%.
This representative APR applies to loans of £7,500 to £25,000 over 1 to 5 years. Other terms and loan amounts are available at different rates. If you qualify for a loan we'll tell you the rate that applies when you get your personalised quote. The maximum APR you could be offered is 29.9% APR.
Here are a few points to consider before you buy your next car.
Use our handy Loan Calculator to find out what your monthly repayments could be, and whether a car loan is the right option for you.
If you have a Halifax current account, you can get a personalised quote in just 1 minute through Online Banking.
Once you know your budget, you can start looking for cars in your price range. Be sure to compare prices of similar cars so you don’t pay more than you need to.
It’s also a good idea to get insurance quotes and check car tax rates before you buy. Keep in mind the cost of any work that might be needed too.
When you’re viewing a car, try to go with someone who knows what to look out for. They will be able to spot any issues that you might have missed.
Make sure to view cars in daylight and always ask to test drive any car before you buy.
With Halifax it’s easy to apply for a car loan. The decision whether to offer you a loan, the amount we’ll lend you and the interest rate will all be based on an assessment of your individual circumstances. If you hold a Halifax current account, in most cases we’ll tell you how much you can borrow and if you’re likely to be approved when you get your quote. This won’t affect your credit score. Check out how it works for existing and new customers:
It’s quick and easy to get one step closer to your dream car today. Tap ‘Apply Now’ to log-in and apply through the loans calculator.
Apply to get one step closer to your dream car today. Tap ‘Apply Now’ to apply online.
If you already have a Halifax credit card, mortgage or existing loan, you can also apply by calling us on 0330 123 0678 (Lines open 8am–10pm, 7 days a week).