Looking to upgrade your kitchen, beautify your bedrooms, or convert your loft? Whatever plans you have a home improvement loan could help to make it happen.
If you hold a Halifax current account, in most cases we’ll tell you how much you can borrow and if you’re likely to be approved when you get your quote. This won’t affect your credit score. You‘re able to apply for a Personal Loan even if you don't bank with us.
3.5% APR representative for loans of £7,500 to £25,000 over 1 to 5 years
You could borrow £10,000 over 48 months with 48 monthly repayments of £223.32. Total amount repayable will be £10,719.36. Representative 3.5% APR, Annual interest rate (fixed) 3.45%.
This representative APR applies to loans of £7,500 to £25,000 over 1 to 5 years. Other terms and loan amounts are available at different rates. If you qualify for a loan we'll tell you the rate that applies when you get your personalised quote. The maximum APR you could be offered is 29.9% APR.
Here are a few things to think about before you start ripping those floorboards up
Firstly, plan what home improvements need to be done and how long it will take. Get your project plan together, with a start and end date, check contractor availability, hunt around for competitive quotes and take seasonal influences into consideration.
Once you have a home improvement plan, you can work out the total cost of the project. Make sure you look at all the costs, and have a back-up plan in case of unexpected expenses or changes. Don’t forget to consider recurring costs for your project.
Once you know how much you need to borrow, try using our handy Loan Calculator to find out what your monthly repayments could be. If you have a Halifax current account, you can get a personalised quote in just 1 minute through Online Banking.
With Halifax, it’s easy to apply for a Personal Loan. The decision whether to offer you a loan for home improvement, the amount we’ll lend you and the interest rate will all be based on an assessment of your individual circumstances. If you hold a Halifax current account, in most cases we’ll tell you how much you can borrow and if you’re likely to be approved when you get your quote. This won’t affect your credit score. Check out how it works for existing and new customers:
It's quick and easy to get one step closer to revamping your home. Tap ‘Apply Now’ to log-in and apply through the loans calculator.
Apply today to get one step closer to revamping your home. Tap ‘Apply Now’ to apply online.
If you already have a Halifax credit card, mortgage or existing loan, you can also apply by calling us on 0330 123 0678 (Lines open 8am–10pm, 7 days a week).