Agreement in Principle

With an Agreement in Principle (AIP), you can take the first step to buying or remortgaging your home. An AIP will give you an idea of how much you could borrow before you apply for a mortgage

Why get an Agreement in Principle?

As well as letting you know how much you could borrow, you’ll also get an idea of how much you can afford to spend on your new home. That means you can start looking at properties in your price range.

It can also help you to agree a better price with the seller, because it shows you’re a serious buyer who can get a mortgage.

  • It only takes about 15 minutes to complete, and we’ll give you a decision straight away.
  • We’ll ask some questions about you and anyone else who’s applying, including details about your income and spending.
  • We’ll only do a soft credit check which won’t affect your credit score.

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You could lose your home if you don’t keep up your mortgage repayments

Not ready to apply for an AIP yet?

Buying your first home

From working out your budget to getting the keys to your first home, we’re here to help.

First-time buyer

Moving your mortgage to us

Got a mortgage with another lender? You could save money by remortgaging to us.

Remortgage to us

Moving home

We’ll take you step by step through the process of buying your new home.

Moving home