What are the qualifying mortgage accounts?
This is a free prize draw. The Draw is open to new mortgage customers who live in England, Wales or Scotland and are taking a Halifax mortgage on their home in one of these countries and who:
- Apply directly to us for a qualifying Halifax mortgage between 8th April and 30th June 2019; and
- Register by 30th September 2019 to take part; and
- Complete a new Halifax mortgage by 30th September 2019
- The mortgage application must be made directly to us in one of our Halifax or Bank of Scotland branches, online or by telephone. Applications made through an intermediary will not qualify.
- Members of the Armed Forces with a BFPO address can enter the Draw.
- This Draw is not available for customers who live or buy their property in Northern Ireland
- Buy to let applications and applications made by existing Halifax customers, for example to switch products or for additional borrowing, will not qualify for the Draw.
What about joint mortgage accounts?
You can only register for the Draw once, even if your mortgage is in the names of more than one person. Before you register, you will need to have permission from any other mortgage account holders.
What is a full application?
You will have completed a full application once you have seen, read and accepted the mortgage illustration, provided details on the property being mortgaged and paid any valuation fees where applicable.
What is an application number?
An application number is the reference number provided unique to your application and would normally be the following format, 10/12345678-9. This can be found on your paper work received during your application.
What if I change the product I have applied for?
In some circumstances a customer may decide to apply for a different product or change part of their application, such as loan amount or property, after the initial application has been started. This will not change your application number and therefore it remains that the full application needed to be completed between 8th April and 30th June 2019 to be eligible.
Do I need to be registered to be entered?
Yes you will need to register to enter via the link available on this site. Registration is open until midnight on 30th September 2019
Will I get confirmation of my entry?
You can receive a confirmation e-mail or text if you register online, we won’t send written confirmation for postal entries. Branch entries will be confirmed in the branch and you will have the option of receiving a confirmation e-mail or text.
Why isn't the Draw available overseas or in Northern Ireland?
Under the Gambling Act 2005 it is lawful for us to offer this type of Draw in England, Wales and Scotland. Different legislation applies overseas and in Northern Ireland, so unfortunately it's not possible to offer the Draw outside England, Wales and Scotland.
What if I am living abroad at the time of the Draw?
Only those living in England, Wales or Scotland at the time of the Draw can enter. Because of this, we have the right to ask you about where you live. We don’t count short term absences or holidays of up to 3 months from England, Wales or Scotland. Members of the Armed Forces with a BFPO address are able to enter the Draw.
How do I find out if I've won?
Within 30 days of the draw we will write to potential winners who have been selected and checked against our records, using the address we have from your mortgage application. We may also try to contact potential winners by other means, such as telephone or email, if we have these details.
How do I claim my prize?
We will invite you to come in to branch to claim your prize. When we contact you either by telephone, email or in writing, we’ll confirm how to arrange a branch visit to do this. We will require winners to provide reasonable proof of their identity.
Can I use the same document to verify ID & address?
Yes, if the document contains all the relevant information and can verify these criteria. Please remember that when verifying an address, the document must have an issue or post date of no more than 3 months prior to the Draw date.
How will I receive my prize?
We will need to do some checks before we can make any payment.
For any winners of £1,000 we will pay the prize directly into the account we have set up your direct debit to collect your mortgage payment from within 30 days of the Draw.
If you’re lucky enough to win the top prizes the mortgage balance will be paid off (up to a maximum of £300,000).
Payment will be made directly to the mortgage account. There is no cash alternative.
If you have more than one part to your loan, we will reduce each part by the same proportion that we apply your monthly payments.
Any early repayment charges which would normally be payable will be waived.
Can I see a list of winners?
A list of winners’ high level details (title, surname, county) can be requested in any of our branches.
When will the draw be held?
The Draw will take place on 15th October 2019.
What if I no longer wish to participate in the Draw?
If you decide you no longer wish to take part in the Draw, please write to us at: FREEPOST, HALIFAX MORTGAGE PRIZE DRAW.
Who is the Third Party Administrator?
The Third Party Administrator is Hawk Incentives Ltd. They help us collect and process certain details of customers who wish to register for the Draw.